Is FSOYF or VYM a better dividend investment in 2026?

FSOYF currently yields 123.46% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: FSOYF offers higher current income.

What is the dividend yield difference between FSOYF and VYM?

FSOYF has a forward dividend yield of 123.46% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 121.05 percentage points.

Home › Compare › FSOYF vs VYM

FSOYF vs VYM: Dividend Comparison 2026

FSOYF yields 123.46% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FSOYF wins by $9.70M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FSOYF

● Live price

123.46%

Share price

$1.62

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$9.73M

Annual income

$3,751,721.48

Full FSOYF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — FSOYF vs VYM

📍 FSOYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSOYF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSOYF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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FSOYF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSOYF

Annual income on $10K today (after 15% tax)

$10,493.83/yr

After 10yr DRIP, annual income (after tax)

$3,188,963.26/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, FSOYF beats the other by $3,188,726.49/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FSOYF + VYM for your $10,000?

FSOYF: 50%VYM: 50%

100% VYM50/50100% FSOYF

Portfolio after 10yr

$4.88M

Annual income

$1,876,000.01/yr

Blended yield

38.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSOYF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSOYFVYM

Forward yield	123.46% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$9.73M	$27.8K ✓
Annual income after 10y	$3,751,721.48 ✓	$278.55
Total dividends collected	$8.87M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FSOYF vs VYM ($10,000, DRIP)

Year	FSOYF Portfolio	FSOYF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$23,046	$12,345.68	$11,151	$241.44	+$11.9K → FSOYF
2	$51,249	$26,590.15	$12,413	$246.79	+$38.8K → FSOYF
3	$110,099	$55,262.82	$13,794	$251.79	+$96.3K → FSOYF
4	$228,762	$110,955.31	$15,306	$256.47	+$213.5K → FSOYF
5	$460,233	$215,458.11	$16,960	$260.84	+$443.3K → FSOYF
6	$897,560	$405,110.78	$18,768	$264.92	+$878.8K → FSOYF
7	$1,698,762	$738,373.02	$20,745	$268.71	+$1.68M → FSOYF
8	$3,123,730	$1,306,054.02	$22,905	$272.24	+$3.10M → FSOYF
9	$5,586,883	$2,244,492.70	$25,265	$275.51	+$5.56M → FSOYF
10	$9,729,687	$3,751,721.48	$27,842	$278.55	+$9.70M → FSOYF

FSOYF vs VYM: Complete Analysis 2026

FSOYF — Stock

WithSecure Oyj operates in corporate security business worldwide. Its software and services include WithSecure Elements, a cloud based security platform to reduce risk, complexity, and inefficiency; WithSecure Elements Endpoint Protection, a cloud-native AI-powered endpoint protection solution; WithSecure Business Suite for organization's security challenges; WithSecure Elements Endpoint Detection and Response; WithSecure Elements Vulnerability Management, a cloud-based vulnerability scanner that covers network, assets, deep web, and compliance; and WithSecure Elements Collaboration Protection; and WithSecure Cloud Protection for Salesforce. The company also provides consulting services, including security strategy and risk management, resilience development, and security assurance services; professional support services; security training services; and managed services, such as countercept managed detection and response, attack surface management, and cloud security posture management services; USB armory, a smallest secure computer; and Armory Drive, an encrypted storage solution. WithSecure Oyj was founded in 1988 and is headquartered in Helsinki, Finland.

Full FSOYF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.