HomeCompareFSPTX vs SCHD

FSPTX vs SCHD: Dividend Comparison 2026

FSPTX yields 9.44% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FSPTX wins by $8.4K in total portfolio value
10 years
FSPTX
FSPTX
● Live price
9.44%
Share price
$39.77
Annual div
$3.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.4K
Annual income
$1,710.94
Full FSPTX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — FSPTX vs SCHD

📍 FSPTX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSPTXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FSPTX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FSPTX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSPTX
Annual income on $10K today (after 15% tax)
$802.55/yr
After 10yr DRIP, annual income (after tax)
$1,454.30/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, FSPTX beats the other by $1,095.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSPTX + SCHD for your $10,000?

FSPTX: 50%SCHD: 50%
100% SCHD50/50100% FSPTX
Portfolio after 10yr
$33.2K
Annual income
$1,066.77/yr
Blended yield
3.22%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSPTX buys
0
SCHD buys
0
No recent congressional trades found for FSPTX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSPTXSCHD
Forward yield9.44%3.44%
Annual dividend / share$3.76$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$37.4K$29.0K
Annual income after 10y$1,710.94$422.61
Total dividends collected$13.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FSPTX vs SCHD ($10,000, DRIP)

YearFSPTX PortfolioFSPTX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,644$944.18$11,224$344.10+$420.00FSPTX
2$13,487$1,027.49$12,567$354.98+$920.00FSPTX
3$15,543$1,112.23$14,038$365.30+$1.5KFSPTX
4$17,829$1,197.95$15,648$375.06+$2.2KFSPTX
5$20,361$1,284.24$17,410$384.27+$3.0KFSPTX
6$23,157$1,370.70$19,335$392.95+$3.8KFSPTX
7$26,235$1,456.93$21,437$401.10+$4.8KFSPTX
8$29,614$1,542.60$23,733$408.75+$5.9KFSPTX
9$33,315$1,627.37$26,237$415.91+$7.1KFSPTX
10$37,358$1,710.94$28,968$422.61+$8.4KFSPTX

FSPTX vs SCHD: Complete Analysis 2026

FSPTXStock

The fund primarily invests in common stocks. It normally invests at least 80% of assets in securities of companies principally engaged in offering, using, or developing products, processes, or services that will provide or will benefit significantly from technological advances and improvements. The fund invests in domestic and foreign issuers. It uses fundamental analysis of factors such as each issuer's financial condition and industry position, as well as market and economic conditions, to select investments. The fund is non-diversified.

Full FSPTX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this FSPTX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FSPTX vs JEPIFSPTX vs OFSPTX vs KOFSPTX vs MAINFSPTX vs VYMFSPTX vs DGROFSPTX vs VIGFSPTX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.