Is FSRL or JEPQ a better dividend investment in 2026?

FSRL currently yields 14.55% with a 5% 5-year dividend growth rate. JEPQ yields 11.47% with 5% growth. The better choice depends on your goal: FSRL offers higher current income.

What is the dividend yield difference between FSRL and JEPQ?

FSRL has a forward dividend yield of 14.55% ($2.00/share annually). JEPQ yields 11.47% ($6.16/share annually). The yield gap is 3.08 percentage points.

Home › Compare › FSRL vs JEPQ

FSRL vs JEPQ: Dividend Comparison 2026

FSRL yields 14.55% · JEPQ yields 11.47%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FSRL wins by $6.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FSRL

● Live price

14.55%

Share price

$13.75

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52.0K

Annual income

$3,576.85

Full FSRL calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.47%

Share price

$53.77

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.8K

Annual income

$2,269.18

Full JEPQ calculator →

Portfolio growth — FSRL vs JEPQ

📍 FSRL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSRL	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSRL + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FSRL pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSRL

Annual income on $10K today (after 15% tax)

$1,236.36/yr

After 10yr DRIP, annual income (after tax)

$3,040.32/yr

JEPQ

Annual income on $10K today (after 15% tax)

$974.55/yr

After 10yr DRIP, annual income (after tax)

$1,928.80/yr

At 15% tax rate, FSRL beats the other by $1,111.52/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FSRL + JEPQ for your $10,000?

FSRL: 50%JEPQ: 50%

100% JEPQ50/50100% FSRL

Portfolio after 10yr

$48.9K

Annual income

$2,923.01/yr

Blended yield

5.98%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FSRL right now

FSRL

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.6

Piotroski

4/9

JEPQ

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSRL buys

JEPQ buys

No recent congressional trades found for FSRL or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSRLJEPQ

Forward yield	14.55% ✓	11.47%
Annual dividend / share	$2.00	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$52.0K ✓	$45.8K
Annual income after 10y	$3,576.85 ✓	$2,269.18
Total dividends collected	$24.7K ✓	$17.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FSRL vs JEPQ ($10,000, DRIP)

Year	FSRL Portfolio	FSRL Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$12,155	$1,454.55	$11,967	$1,146.53	+$188.00 → FSRL
2	$14,658	$1,652.27	$14,216	$1,268.02	+$442.00 → FSRL
3	$17,546	$1,862.19	$16,774	$1,392.20	+$772.00 → FSRL
4	$20,857	$2,083.29	$19,667	$1,518.21	+$1.2K → FSRL
5	$24,632	$2,314.47	$22,925	$1,645.21	+$1.7K → FSRL
6	$28,911	$2,554.50	$26,578	$1,772.40	+$2.3K → FSRL
7	$33,736	$2,802.09	$30,656	$1,899.04	+$3.1K → FSRL
8	$39,154	$3,055.90	$35,194	$2,024.45	+$4.0K → FSRL
9	$45,209	$3,314.60	$40,228	$2,148.01	+$5.0K → FSRL
10	$51,951	$3,576.85	$45,796	$2,269.18	+$6.2K → FSRL

FSRL vs JEPQ: Complete Analysis 2026

FSRL — Stock

First Reliance Bancshares, Inc. operates as the bank holding company for First Reliance Bank that provides banking products and services in the United States. The company offers checking, savings, money market, and individual retirement accounts; certificates of deposit; and insurance products. It also provides personal loans, including unsecured, auto, real estate, overdraft protection, and other loans, as well as home equity line of credit; business loans, such as business installment, commercial real estate, and overdraft protection loans, as well as business lines of credit; mortgage loans; and debit and credit card services. In addition, the company offers treasury; indirect dealer; online, mobile, and business banking; and other services. First Reliance Bancshares, Inc. was founded in 1999 and is based in Florence, South Carolina.

Full FSRL Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.