Is FSSMX or VYM a better dividend investment in 2026?

FSSMX currently yields 8.03% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: FSSMX offers higher current income.

What is the dividend yield difference between FSSMX and VYM?

FSSMX has a forward dividend yield of 8.03% ($3.74/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 5.62 percentage points.

Home › Compare › FSSMX vs VYM

FSSMX vs VYM: Dividend Comparison 2026

FSSMX yields 8.03% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FSSMX wins by $6.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FSSMX

● Live price

8.03%

Share price

$46.60

Annual div

$3.74

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.0K

Annual income

$1,335.26

Full FSSMX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — FSSMX vs VYM

📍 FSSMX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSSMX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSSMX + VYM cover 0 of 12 months — good coverage

Jan

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Mar

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Apr

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May

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Jun

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Sep

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Oct

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Nov

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Dec

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FSSMX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSSMX

Annual income on $10K today (after 15% tax)

$682.74/yr

After 10yr DRIP, annual income (after tax)

$1,134.97/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, FSSMX beats the other by $898.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FSSMX + VYM for your $10,000?

FSSMX: 50%VYM: 50%

100% VYM50/50100% FSSMX

Portfolio after 10yr

$30.9K

Annual income

$806.90/yr

Blended yield

2.61%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSSMX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSSMXVYM

Forward yield	8.03% ✓	2.41%
Annual dividend / share	$3.74 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.0K ✓	$27.8K
Annual income after 10y	$1,335.26 ✓	$278.55
Total dividends collected	$10.7K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FSSMX vs VYM ($10,000, DRIP)

Year	FSSMX Portfolio	FSSMX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,503	$803.22	$11,151	$241.44	+$352.00 → FSSMX
2	$13,172	$863.51	$12,413	$246.79	+$759.00 → FSSMX
3	$15,018	$924.10	$13,794	$251.79	+$1.2K → FSSMX
4	$17,054	$984.68	$15,306	$256.47	+$1.7K → FSSMX
5	$19,293	$1,045.02	$16,960	$260.84	+$2.3K → FSSMX
6	$21,748	$1,104.87	$18,768	$264.92	+$3.0K → FSSMX
7	$24,435	$1,164.01	$20,745	$268.71	+$3.7K → FSSMX
8	$27,367	$1,222.23	$22,905	$272.24	+$4.5K → FSSMX
9	$30,562	$1,279.37	$25,265	$275.51	+$5.3K → FSSMX
10	$34,037	$1,335.26	$27,842	$278.55	+$6.2K → FSSMX

FSSMX vs VYM: Complete Analysis 2026

FSSMX — Stock

The fund normally invests at least 80% of assets in stocks of companies with medium market capitalizations (which, for purposes of this fund, are those companies with market capitalizations similar to companies in the Russell Midcap ® Index or the S&P MidCap 400 ® Index). It potentially invests in companies with smaller or larger market capitalizations. The fund invests in domestic and foreign issuers. It invests in either growth stocks or value stocks or both.

Full FSSMX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.