Is FSTFX or QYLD a better dividend investment in 2026?

FSTFX currently yields 2.36% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FSTFX and QYLD?

FSTFX has a forward dividend yield of 2.36% ($0.25/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.56 percentage points.

Home › Compare › FSTFX vs QYLD

FSTFX vs QYLD: Dividend Comparison 2026

FSTFX yields 2.36% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $2.2K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

FSTFX

● Live price

2.36%

Share price

$10.56

Annual div

$0.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.2K

Annual income

$274.67

Full FSTFX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FSTFX vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSTFX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSTFX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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FSTFX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSTFX

Annual income on $10K today (after 15% tax)

$200.48/yr

After 10yr DRIP, annual income (after tax)

$233.47/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,576.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FSTFX + QYLD for your $10,000?

FSTFX: 50%QYLD: 50%

100% QYLD50/50100% FSTFX

Portfolio after 10yr

$24.3K

Annual income

$2,967.00/yr

Blended yield

12.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSTFX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSTFXQYLD

Forward yield	2.36%	11.92% ✓
Annual dividend / share	$0.25	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.2K	$25.4K ✓
Annual income after 10y	$274.67	$5,659.31 ✓
Total dividends collected	$2.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FSTFX vs QYLD ($10,000, DRIP)

Year	FSTFX Portfolio	FSTFX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,936	$235.86	$10,352	$1,192.36	+$584.00 → FSTFX
2	$11,942	$241.06	$10,830	$1,347.57	+$1.1K → FSTFX
3	$13,024	$246.03	$11,460	$1,539.07	+$1.6K → FSTFX
4	$14,187	$250.76	$12,275	$1,777.84	+$1.9K → FSTFX
5	$15,435	$255.28	$13,323	$2,078.95	+$2.1K → FSTFX
6	$16,775	$259.57	$14,667	$2,463.34	+$2.1K → FSTFX
7	$18,213	$263.65	$16,396	$2,960.57	+$1.8K → FSTFX
8	$19,756	$267.52	$18,631	$3,612.97	+$1.1K → FSTFX
9← crossover	$21,410	$271.19	$21,548	$4,482.15	$138.00 → QYLD
10	$23,183	$274.67	$25,398	$5,659.31	$2.2K → QYLD

FSTFX vs QYLD: Complete Analysis 2026

FSTFX — Stock

The fund normally invests at least 80% of assets in investment-grade municipal securities whose interest is exempt from federal income tax. It normally maintains a dollar-weighted average maturity between two and five years. The fund invests more than 25% of total assets in municipal securities that finance similar types of projects.

Full FSTFX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.