Home › Compare › FSYD vs RYLD

FSYD vs RYLD: Dividend Comparison 2026

FSYD yields 6.50% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FSYD wins by $2.7K in total portfolio value
10 years
FSYD
FSYD
● Live price
6.50%
Share price
$47.90
Annual div
$3.11
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$983.14
Full FSYD calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — FSYD vs RYLD

📍 FSYD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSYDRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FSYD + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FSYD pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSYD
Annual income on $10K today (after 15% tax)
$552.59/yr
After 10yr DRIP, annual income (after tax)
$835.67/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, FSYD beats the other by $71.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSYD + RYLD for your $10,000?

FSYD: 50%RYLD: 50%
100% RYLD50/50100% FSYD
Portfolio after 10yr
$29.4K
Annual income
$941.17/yr
Blended yield
3.20%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSYD buys
0
RYLD buys
0
No recent congressional trades found for FSYD or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSYDRYLD
Forward yield6.50% ✓4.00%
Annual dividend / share$3.11 ✓$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$30.7K ✓$28.0K
Annual income after 10y$983.14 ✓$899.19
Total dividends collected$8.2K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FSYD vs RYLD ($10,000, DRIP)

YearFSYD PortfolioFSYD Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,350$650.10$11,120$420.00+$230.00 → FSYD
2$12,834$689.60$12,357$458.31+$477.00 → FSYD
3$14,461$728.76$13,721$499.76+$740.00 → FSYD
4$16,241$767.43$15,227$544.58+$1.0K → FSYD
5$18,183$805.50$16,885$593.02+$1.3K → FSYD
6$20,299$842.83$18,713$645.34+$1.6K → FSYD
7$22,599$879.34$20,724$701.81+$1.9K → FSYD
8$25,096$914.94$22,938$762.73+$2.2K → FSYD
9$27,803$949.56$25,372$828.41+$2.4K → FSYD
10$30,732$983.14$28,047$899.19+$2.7K → FSYD

FSYD vs RYLD: Complete Analysis 2026

FSYD — Stock

A core high yield bond ETF that invests in issuers with proven or improving sustainability practices based on an evaluation of their individual environmental, social, governance (ESG) profile.

Full FSYD Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
📬

Get this FSYD vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FSYD vs SCHDFSYD vs JEPIFSYD vs OFSYD vs KOFSYD vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.