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FTCLX vs JEPI: Dividend Comparison 2026

FTCLX yields 7.60% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FTCLX wins by $4.1K in total portfolio value
10 years
FTCLX
FTCLX
● Live price
7.60%
Share price
$22.17
Annual div
$1.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.1K
Annual income
$1,230.11
Full FTCLX calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — FTCLX vs JEPI

📍 FTCLX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFTCLXJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FTCLX + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FTCLX pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FTCLX
Annual income on $10K today (after 15% tax)
$645.95/yr
After 10yr DRIP, annual income (after tax)
$1,045.59/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $253.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FTCLX + JEPI for your $10,000?

FTCLX: 50%JEPI: 50%
100% JEPI50/50100% FTCLX
Portfolio after 10yr
$31.0K
Annual income
$1,379.37/yr
Blended yield
4.45%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FTCLX buys
0
JEPI buys
0
No recent congressional trades found for FTCLX or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFTCLXJEPI
Forward yield7.60%8.40%
Annual dividend / share$1.68$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.1K$29.0K
Annual income after 10y$1,230.11$1,528.62
Total dividends collected$10.0K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FTCLX vs JEPI ($10,000, DRIP)

YearFTCLX PortfolioFTCLX Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,460$759.95$11,260$840.19+$200.00FTCLX
2$13,076$813.92$12,641$907.94+$435.00FTCLX
3$14,859$867.94$14,150$978.20+$709.00FTCLX
4$16,821$921.79$15,795$1,050.85+$1.0KFTCLX
5$18,974$975.23$17,584$1,125.74+$1.4KFTCLX
6$21,330$1,028.07$19,526$1,202.74+$1.8KFTCLX
7$23,903$1,080.13$21,628$1,281.69+$2.3KFTCLX
8$26,708$1,131.25$23,898$1,362.43+$2.8KFTCLX
9$29,759$1,181.28$26,347$1,444.79+$3.4KFTCLX
10$33,072$1,230.11$28,982$1,528.62+$4.1KFTCLX

FTCLX vs JEPI: Complete Analysis 2026

FTCLXStock

The investment seeks capital appreciation. The fund is a "fund to funds" meaning that it seeks to achieve its investment goal by investing its assets in a combination of the Franklin Growth Fund, Franklin Growth Opportunities Fund, Franklin Mutual Shares Fund and Templeton Growth Fund (underlying funds) on a fixed percentage basis. It makes equal allocations (approximately 25%) to each of the underlying funds. These underlying funds, in turn, invest primarily in U.S. and foreign equity securities.

Full FTCLX Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.