Is FTEMX or RYLD a better dividend investment in 2026?

FTEMX currently yields 0.96% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between FTEMX and RYLD?

FTEMX has a forward dividend yield of 0.96% ($0.13/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 11.18 percentage points.

Home › Compare › FTEMX vs RYLD

FTEMX vs RYLD: Dividend Comparison 2026

FTEMX yields 0.96% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FTEMX wins by $3.98M in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

FTEMX

● Live price

0.96%

Share price

$12.99

Annual div

$0.13

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.02M

Annual income

$3,351,927.08

Full FTEMX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FTEMX vs RYLD

📍 FTEMX pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FTEMX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FTEMX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FTEMX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FTEMX

Annual income on $10K today (after 15% tax)

$81.79/yr

After 10yr DRIP, annual income (after tax)

$2,849,138.02/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, FTEMX beats the other by $2,846,938.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FTEMX + RYLD for your $10,000?

FTEMX: 50%RYLD: 50%

100% RYLD50/50100% FTEMX

Portfolio after 10yr

$2.03M

Annual income

$1,677,257.21/yr

Blended yield

82.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FTEMX buys

RYLD buys

No recent congressional trades found for FTEMX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFTEMXRYLD

Forward yield	0.96%	12.14% ✓
Annual dividend / share	$0.13	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$4.02M	$44.5K ✓
Annual income after 10y	$3,351,927.08 ✓	$2,587.35
Total dividends collected	$3.94M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FTEMX vs RYLD ($10,000, DRIP)

Year	FTEMX Portfolio	FTEMX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$10,892	$192.46	$11,914	$1,213.65	$1.0K → RYLD
2	$12,047	$391.83	$14,099	$1,351.30	$2.1K → RYLD
3	$13,700	$810.02	$16,580	$1,494.55	$2.9K → RYLD
4	$16,381	$1,721.84	$19,384	$1,642.61	$3.0K → RYLD
5	$21,376	$3,848.16	$22,535	$1,794.70	$1.2K → RYLD
6← crossover	$32,258	$9,386.04	$26,063	$1,950.00	+$6.2K → FTEMX
7	$60,992	$26,475.64	$29,995	$2,107.69	+$31.0K → FTEMX
8	$158,829	$93,567.61	$34,361	$2,266.99	+$124.5K → FTEMX
9	$625,385	$455,438.60	$39,194	$2,427.12	+$586.2K → FTEMX
10	$4,021,089	$3,351,927.08	$44,525	$2,587.35	+$3.98M → FTEMX

FTEMX vs RYLD: Complete Analysis 2026

FTEMX — Stock

The fund normally invests at least 80% of the fund's assets in securities of issuers in emerging markets and other investments that are tied economically to emerging markets. It invests approximately 60% of assets in stocks and other equity securities and the remainder in bonds and other debt securities, including lower-quality debt securities, when its outlook is neutral. The adviser allocates the fund's assets across emerging markets sectors, using different Fidelity managers.

Full FTEMX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.