HomeCompareFTFI vs DIVO

FTFI vs DIVO: Dividend Comparison 2026

FTFI yields 0.97% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FTFI wins by $218.6K in total portfolio value· pulled ahead in Year 6
10 years
FTFI
FTFI
● Live price
0.97%
Share price
$36.00
Annual div
$0.35
5Y div CAGR
75%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$249.5K
Annual income
$142,503.85
Full FTFI calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — FTFI vs DIVO

📍 FTFI pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFTFIDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FTFI + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FTFI pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FTFI
Annual income on $10K today (after 15% tax)
$82.64/yr
After 10yr DRIP, annual income (after tax)
$121,128.27/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, FTFI beats the other by $120,271.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FTFI + DIVO for your $10,000?

FTFI: 50%DIVO: 50%
100% DIVO50/50100% FTFI
Portfolio after 10yr
$140.3K
Annual income
$71,756.16/yr
Blended yield
51.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FTFI buys
0
DIVO buys
0
No recent congressional trades found for FTFI or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFTFIDIVO
Forward yield0.97%6.62%
Annual dividend / share$0.35$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR75%0%
Portfolio after 10y$249.5K$31.0K
Annual income after 10y$142,503.85$1,008.47
Total dividends collected$219.5K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FTFI vs DIVO ($10,000, DRIP)

YearFTFI PortfolioFTFI Income/yrDIVO PortfolioDIVO Income/yrGap
1$10,870$170.14$11,362$661.96$492.00DIVO
2$11,934$302.48$12,860$702.91$926.00DIVO
3$13,312$543.10$14,504$743.56$1.2KDIVO
4$15,235$990.85$16,303$783.73$1.1KDIVO
5$18,156$1,854.61$18,268$823.31$112.00DIVO
6← crossover$23,041$3,614.83$20,408$862.17+$2.6KFTFI
7$32,157$7,503.07$22,737$900.20+$9.4KFTFI
8$51,535$17,126.34$25,266$937.31+$26.3KFTFI
9$100,031$44,888.80$28,008$973.42+$72.0KFTFI
10$249,537$142,503.85$30,977$1,008.47+$218.6KFTFI

FTFI vs DIVO: Complete Analysis 2026

FTFIStock

First Berlin Bancorp Inc. operates as the banking holding company for Fortifi Bank that provides a range of banking products and services for businesses and consumers. It offers checking and savings accounts, and certificates of deposit, as well as personal loans, home loans, auto loans, and business credit and loans. The company also provides debit and credit cards, treasury management, online and mobile banking, and wealth management services. Its financial centers are located in Berlin, Green Bay, Green Lake, Montello, Omro, Oshkosh, Ripon, Waunakee, and Winneconne. The company was founded in 1876 and is based in Berlin, Wisconsin.

Full FTFI Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.