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FTFI vs FCPT: Dividend Comparison 2026

FTFI yields 0.97% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FTFI wins by $200.5K in total portfolio value· pulled ahead in Year 7
10 years
FTFI
FTFI
● Live price
0.97%
Share price
$36.00
Annual div
$0.35
5Y div CAGR
75%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$249.5K
Annual income
$142,503.85
Full FTFI calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — FTFI vs FCPT

📍 FTFI pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFTFIFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FTFI + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FTFI pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FTFI
Annual income on $10K today (after 15% tax)
$82.64/yr
After 10yr DRIP, annual income (after tax)
$121,128.27/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FTFI beats the other by $116,219.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FTFI + FCPT for your $10,000?

FTFI: 50%FCPT: 50%
100% FCPT50/50100% FTFI
Portfolio after 10yr
$149.3K
Annual income
$74,139.56/yr
Blended yield
49.66%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FTFI
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FTFI buys
0
FCPT buys
0
No recent congressional trades found for FTFI or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFTFIFCPT
Forward yield0.97%6.05%
Annual dividend / share$0.35$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR75%15.8%
Portfolio after 10y$249.5K$49.1K
Annual income after 10y$142,503.85$5,775.28
Total dividends collected$219.5K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: FTFI vs FCPT ($10,000, DRIP)

YearFTFI PortfolioFTFI Income/yrFCPT PortfolioFCPT Income/yrGap
1$10,870$170.14$11,401$700.92$531.00FCPT
2$11,934$302.48$13,064$864.84$1.1KFCPT
3$13,312$543.10$15,051$1,072.48$1.7KFCPT
4$15,235$990.85$17,442$1,337.22$2.2KFCPT
5$18,156$1,854.61$20,340$1,677.08$2.2KFCPT
6$23,041$3,614.83$23,880$2,116.57$839.00FCPT
7← crossover$32,157$7,503.07$28,241$2,689.36+$3.9KFTFI
8$51,535$17,126.34$33,660$3,442.07+$17.9KFTFI
9$100,031$44,888.80$40,456$4,439.95+$59.6KFTFI
10$249,537$142,503.85$49,063$5,775.28+$200.5KFTFI

FTFI vs FCPT: Complete Analysis 2026

FTFIStock

First Berlin Bancorp Inc. operates as the banking holding company for Fortifi Bank that provides a range of banking products and services for businesses and consumers. It offers checking and savings accounts, and certificates of deposit, as well as personal loans, home loans, auto loans, and business credit and loans. The company also provides debit and credit cards, treasury management, online and mobile banking, and wealth management services. Its financial centers are located in Berlin, Green Bay, Green Lake, Montello, Omro, Oshkosh, Ripon, Waunakee, and Winneconne. The company was founded in 1876 and is based in Berlin, Wisconsin.

Full FTFI Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.