Is FTQI or XYLD a better dividend investment in 2026?

FTQI currently yields 11.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: FTQI offers higher current income.

What is the dividend yield difference between FTQI and XYLD?

FTQI has a forward dividend yield of 11.97% ($2.38/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.99 percentage points.

Home › Compare › FTQI vs XYLD

FTQI vs XYLD: Dividend Comparison 2026

FTQI yields 11.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FTQI wins by $18.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FTQI

● Live price

11.97%

Share price

$19.92

Annual div

$2.39

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.1K

Annual income

$2,527.64

Full FTQI calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FTQI vs XYLD

📍 FTQI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FTQI	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FTQI + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

FTQI pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FTQI

Annual income on $10K today (after 15% tax)

$1,017.70/yr

After 10yr DRIP, annual income (after tax)

$2,148.49/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $587.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FTQI + XYLD for your $10,000?

FTQI: 50%XYLD: 50%

100% XYLD50/50100% FTQI

Portfolio after 10yr

$34.7K

Annual income

$2,873.33/yr

Blended yield

8.29%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FTQI buys

XYLD buys

No recent congressional trades found for FTQI or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFTQIXYLD

Forward yield	11.97% ✓	10.98%
Annual dividend / share	$2.39	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$44.1K ✓	$25.3K
Annual income after 10y	$2,527.64	$3,219.02 ✓
Total dividends collected	$18.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FTQI vs XYLD ($10,000, DRIP)

Year	FTQI Portfolio	FTQI Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,897	$1,197.29	$10,818	$1,098.39	+$1.1K → FTQI
2	$14,061	$1,331.26	$11,738	$1,222.51	+$2.3K → FTQI
3	$16,516	$1,470.48	$12,774	$1,364.64	+$3.7K → FTQI
4	$19,286	$1,614.20	$13,944	$1,527.86	+$5.3K → FTQI
5	$22,398	$1,761.64	$15,270	$1,715.87	+$7.1K → FTQI
6	$25,878	$1,912.02	$16,775	$1,933.09	+$9.1K → FTQI
7	$29,754	$2,064.56	$18,490	$2,184.87	+$11.3K → FTQI
8	$34,055	$2,218.50	$20,450	$2,477.63	+$13.6K → FTQI
9	$38,812	$2,373.09	$22,697	$2,819.19	+$16.1K → FTQI
10	$44,057	$2,527.64	$25,280	$3,219.02	+$18.8K → FTQI

FTQI vs XYLD: Complete Analysis 2026

FTQI — Stock

The Fund's investment objective is to provide current income. The Fund will pursue its investment objective by investing primarily in equity securities listed on U.S. exchanges and by utilizing an "option strategy" consisting of writing (selling) U.S. exchange-traded covered call options on the Nasdaq-100 Index. The Fund will employ an option strategy in which it will write U.S. exchange-traded covered call options on the Nasdaq-100 Index in order to seek additional cash flow in the form of premiums on the options. A premium is the income received by an investor who sells an option contract to another party and may be distributed to shareholders on a monthly basis.

Full FTQI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.