Is FTRGX or RYLD a better dividend investment in 2026?

FTRGX currently yields 3.90% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between FTRGX and RYLD?

FTRGX has a forward dividend yield of 3.90% ($0.37/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.24 percentage points.

Home › Compare › FTRGX vs RYLD

FTRGX vs RYLD: Dividend Comparison 2026

FTRGX yields 3.90% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $18.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FTRGX

● Live price

3.90%

Share price

$9.41

Annual div

$0.37

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.8K

Annual income

$500.67

Full FTRGX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FTRGX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FTRGX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FTRGX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FTRGX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FTRGX

Annual income on $10K today (after 15% tax)

$331.32/yr

After 10yr DRIP, annual income (after tax)

$425.57/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,773.68/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FTRGX + RYLD for your $10,000?

FTRGX: 50%RYLD: 50%

100% RYLD50/50100% FTRGX

Portfolio after 10yr

$35.1K

Annual income

$1,544.00/yr

Blended yield

4.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FTRGX buys

RYLD buys

No recent congressional trades found for FTRGX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFTRGXRYLD

Forward yield	3.90%	12.14% ✓
Annual dividend / share	$0.37	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.8K	$44.5K ✓
Annual income after 10y	$500.67	$2,587.35 ✓
Total dividends collected	$4.5K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FTRGX vs RYLD ($10,000, DRIP)

Year	FTRGX Portfolio	FTRGX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,090	$389.79	$11,914	$1,213.65	$824.00 → RYLD
2	$12,270	$403.99	$14,099	$1,351.30	$1.8K → RYLD
3	$13,547	$417.74	$16,580	$1,494.55	$3.0K → RYLD
4	$14,926	$431.03	$19,384	$1,642.61	$4.5K → RYLD
5	$16,415	$443.85	$22,535	$1,794.70	$6.1K → RYLD
6	$18,020	$456.19	$26,063	$1,950.00	$8.0K → RYLD
7	$19,749	$468.03	$29,995	$2,107.69	$10.2K → RYLD
8	$21,611	$479.39	$34,361	$2,266.99	$12.8K → RYLD
9	$23,614	$490.27	$39,194	$2,427.12	$15.6K → RYLD
10	$25,768	$500.67	$44,525	$2,587.35	$18.8K → RYLD

FTRGX vs RYLD: Complete Analysis 2026

FTRGX — Stock

The fund's overall strategy is to invest in a portfolio consisting primarily of U.S. Treasury securities, U.S. government agency securities and related derivative contracts. It buys and sells portfolio securities based primarily on its market outlook and analysis of how securities may perform under different market conditions. The fund will invest its assets so that at least 80% of its net assets (plus any borrowings for investment purposes) are invested in U.S. government investments.

Full FTRGX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this FTRGX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FTRGX vs SCHD FTRGX vs JEPI FTRGX vs O FTRGX vs KO FTRGX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.