Is FUNFX or SCHD a better dividend investment in 2026?

FUNFX currently yields 9.43% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FUNFX offers higher current income.

What is the dividend yield difference between FUNFX and SCHD?

FUNFX has a forward dividend yield of 9.43% ($8.12/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 5.97 percentage points.

Home › Compare › FUNFX vs SCHD

FUNFX vs SCHD: Dividend Comparison 2026

FUNFX yields 9.43% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FUNFX wins by $8.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FUNFX

● Live price

9.43%

Share price

$86.06

Annual div

$8.12

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.3K

Annual income

$1,708.62

Full FUNFX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FUNFX vs SCHD

📍 FUNFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FUNFX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FUNFX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

FUNFX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FUNFX

Annual income on $10K today (after 15% tax)

$801.86/yr

After 10yr DRIP, annual income (after tax)

$1,452.33/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FUNFX beats the other by $1,090.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FUNFX + SCHD for your $10,000?

FUNFX: 50%SCHD: 50%

100% SCHD50/50100% FUNFX

Portfolio after 10yr

$33.2K

Annual income

$1,067.28/yr

Blended yield

3.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FUNFX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFUNFXSCHD

Forward yield	9.43% ✓	3.46%
Annual dividend / share	$8.12 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$37.3K ✓	$29.0K
Annual income after 10y	$1,708.62 ✓	$425.95
Total dividends collected	$13.3K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FUNFX vs SCHD ($10,000, DRIP)

Year	FUNFX Portfolio	FUNFX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,643	$943.37	$11,226	$346.36	+$417.00 → FUNFX
2	$13,485	$1,026.54	$12,572	$357.38	+$913.00 → FUNFX
3	$15,540	$1,111.12	$14,046	$367.84	+$1.5K → FUNFX
4	$17,824	$1,196.68	$15,660	$377.73	+$2.2K → FUNFX
5	$20,355	$1,282.81	$17,425	$387.07	+$2.9K → FUNFX
6	$23,149	$1,369.09	$19,354	$395.86	+$3.8K → FUNFX
7	$26,225	$1,455.15	$21,461	$404.13	+$4.8K → FUNFX
8	$29,601	$1,540.64	$23,762	$411.89	+$5.8K → FUNFX
9	$33,298	$1,625.23	$26,272	$419.15	+$7.0K → FUNFX
10	$37,338	$1,708.62	$29,010	$425.95	+$8.3K → FUNFX

FUNFX vs SCHD: Complete Analysis 2026

FUNFX — Stock

The fund invests primarily in common stocks of companies that appear to offer superior opportunities for capital growth and most of which have a history of paying dividends. It may invest significantly in securities of issuers domiciled outside the United States. The investment adviser uses a system of multiple portfolio managers in managing the fund's assets.

Full FUNFX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.