Is FXCH or SPHD a better dividend investment in 2026?

FXCH currently yields 2.87% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: SPHD offers higher current income.

What is the dividend yield difference between FXCH and SPHD?

FXCH has a forward dividend yield of 2.87% ($2.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 1.13 percentage points.

Home › Compare › FXCH vs SPHD

FXCH vs SPHD: Dividend Comparison 2026

FXCH yields 2.87% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $4.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FXCH

● Live price

2.87%

Share price

$69.69

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.0K

Annual income

$345.30

Full FXCH calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — FXCH vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FXCH	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FXCH + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FXCH pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FXCH

Annual income on $10K today (after 15% tax)

$243.93/yr

After 10yr DRIP, annual income (after tax)

$293.51/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SPHD beats the other by $470.81/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FXCH + SPHD for your $10,000?

FXCH: 50%SPHD: 50%

100% SPHD50/50100% FXCH

Portfolio after 10yr

$26.0K

Annual income

$622.25/yr

Blended yield

2.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FXCH buys

SPHD buys

No recent congressional trades found for FXCH or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFXCHSPHD

Forward yield	2.87%	4.00% ✓
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$24.0K	$28.0K ✓
Annual income after 10y	$345.30	$899.19 ✓
Total dividends collected	$3.2K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FXCH vs SPHD ($10,000, DRIP)

Year	FXCH Portfolio	FXCH Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$10,987	$286.98	$11,120	$420.00	$133.00 → SPHD
2	$12,051	$294.68	$12,357	$458.31	$306.00 → SPHD
3	$13,196	$302.06	$13,721	$499.76	$525.00 → SPHD
4	$14,429	$309.14	$15,227	$544.58	$798.00 → SPHD
5	$15,755	$315.91	$16,885	$593.02	$1.1K → SPHD
6	$17,180	$322.37	$18,713	$645.34	$1.5K → SPHD
7	$18,712	$328.54	$20,724	$701.81	$2.0K → SPHD
8	$20,356	$334.41	$22,938	$762.73	$2.6K → SPHD
9	$22,121	$339.99	$25,372	$828.41	$3.3K → SPHD
10	$24,014	$345.30	$28,047	$899.19	$4.0K → SPHD

FXCH vs SPHD: Complete Analysis 2026

FXCH — Stock

The investment seeks to reflect the price in USD of the Chinese Renminbi. The Shares are intended to provide institutional and retail investors with a simple, cost-effective means of gaining investment benefits similar to those of holding Chinese Renminbi. The costs of purchasing Shares should not exceed the costs associated with purchasing any other publicly-traded equity securities.

Full FXCH Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

📬

Get this FXCH vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FXCH vs SCHD FXCH vs JEPI FXCH vs O FXCH vs KO FXCH vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.