HomeCompareFYMRX vs XYLD

FYMRX vs XYLD: Dividend Comparison 2026

FYMRX yields 3.78% · XYLD yields 9.02%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FYMRX wins by $4.4K in total portfolio value
10 years
FYMRX
FYMRX
● Live price
3.78%
Share price
$11.58
Annual div
$0.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$482.29
Full FYMRX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — FYMRX vs XYLD

📍 FYMRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFYMRXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FYMRX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FYMRX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FYMRX
Annual income on $10K today (after 15% tax)
$321.50/yr
After 10yr DRIP, annual income (after tax)
$409.95/yr
XYLD
Annual income on $10K today (after 15% tax)
$766.32/yr
After 10yr DRIP, annual income (after tax)
$2,009.19/yr
At 15% tax rate, XYLD beats the other by $1,599.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FYMRX + XYLD for your $10,000?

FYMRX: 50%XYLD: 50%
100% XYLD50/50100% FYMRX
Portfolio after 10yr
$23.4K
Annual income
$1,423.02/yr
Blended yield
6.09%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FYMRX buys
0
XYLD buys
0
No recent congressional trades found for FYMRX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFYMRXXYLD
Forward yield3.78%9.02%
Annual dividend / share$0.44$3.48
Payout ratio50%90%
1-year div growth0%-2.1%
5-year div CAGR0%0.5%
Portfolio after 10y$25.6K$21.1K
Annual income after 10y$482.29$2,363.75
Total dividends collected$4.3K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FYMRX vs XYLD ($10,000, DRIP)

YearFYMRX PortfolioFYMRX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,078$378.24$10,626$906.06+$452.00FYMRX
2$12,245$391.61$11,324$995.47+$921.00FYMRX
3$13,507$404.55$12,104$1,096.88+$1.4KFYMRX
4$14,870$417.04$12,977$1,212.21+$1.9KFYMRX
5$16,340$429.07$13,958$1,343.80+$2.4KFYMRX
6$17,924$440.64$15,061$1,494.40+$2.9KFYMRX
7$19,630$451.75$16,307$1,667.30+$3.3KFYMRX
8$21,467$462.39$17,717$1,866.48+$3.8KFYMRX
9$23,442$472.57$19,317$2,096.71+$4.1KFYMRX
10$25,565$482.29$21,140$2,363.75+$4.4KFYMRX

FYMRX vs XYLD: Complete Analysis 2026

FYMRXStock

The fund invests at least 80% of assets in Fidelity® Funds (including mutual funds and ETFs) that invest in securities of issuers that the Adviser believes have proven or improving sustainability practices based on an evaluation of such issuer’s individual environmental, social, and governance (ESG) profile and in Fidelity® index funds that track an ESG index. Allocating assets according to a neutral asset allocation strategy in which 70% of the fund’s assets are allocated to underlying Fidelity® U.S. and international equity mutual funds and ETFs and 30% to underlying Fidelity® bond mutual funds and ETFs.

Full FYMRX Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.