HomeCompareFZOMX vs SPHD

FZOMX vs SPHD: Dividend Comparison 2026

FZOMX yields 4.61% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FZOMX wins by $561.00 in total portfolio value
10 years
FZOMX
FZOMX
● Live price
4.61%
Share price
$9.71
Annual div
$0.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.1K
Annual income
$619.89
Full FZOMX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — FZOMX vs SPHD

📍 FZOMX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFZOMXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FZOMX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FZOMX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FZOMX
Annual income on $10K today (after 15% tax)
$392.10/yr
After 10yr DRIP, annual income (after tax)
$526.91/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, FZOMX beats the other by $44.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FZOMX + SPHD for your $10,000?

FZOMX: 50%SPHD: 50%
100% SPHD50/50100% FZOMX
Portfolio after 10yr
$26.8K
Annual income
$593.62/yr
Blended yield
2.22%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FZOMX buys
0
SPHD buys
0
No recent congressional trades found for FZOMX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFZOMXSPHD
Forward yield4.61%4.30%
Annual dividend / share$0.45$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.1K$26.5K
Annual income after 10y$619.89$567.37
Total dividends collected$5.4K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FZOMX vs SPHD ($10,000, DRIP)

YearFZOMX PortfolioFZOMX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,161$461.30$11,130$430.50+$31.00FZOMX
2$12,424$481.19$12,357$447.82+$67.00FZOMX
3$13,794$500.57$13,687$464.65+$107.00FZOMX
4$15,279$519.42$15,126$480.98+$153.00FZOMX
5$16,886$537.70$16,682$496.78+$204.00FZOMX
6$18,624$555.39$18,362$512.03+$262.00FZOMX
7$20,500$572.46$20,174$526.72+$326.00FZOMX
8$22,524$588.90$22,127$540.84+$397.00FZOMX
9$24,705$604.71$24,230$554.39+$475.00FZOMX
10$27,054$619.89$26,493$567.37+$561.00FZOMX

FZOMX vs SPHD: Complete Analysis 2026

FZOMXStock

The fund normally invests at least 80% of assets in investment-grade debt securities (those of medium and high quality) of all types and repurchase agreements for those securities. It normally maintains a dollar-weighted average maturity of three years or less.

Full FZOMX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this FZOMX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FZOMX vs SCHDFZOMX vs JEPIFZOMX vs OFZOMX vs KOFZOMX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.