Is GAL or QYLD a better dividend investment in 2026?

GAL currently yields 3.40% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between GAL and QYLD?

GAL has a forward dividend yield of 3.40% ($1.68/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.52 percentage points.

Home › Compare › GAL vs QYLD

GAL vs QYLD: Dividend Comparison 2026

GAL yields 3.40% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $500.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

GAL

● Live price

3.40%

Share price

$49.34

Annual div

$1.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.9K

Annual income

$422.52

Full GAL calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — GAL vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GAL	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, GAL + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GAL pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GAL

Annual income on $10K today (after 15% tax)

$288.65/yr

After 10yr DRIP, annual income (after tax)

$359.14/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,451.27/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GAL + QYLD for your $10,000?

GAL: 50%QYLD: 50%

100% QYLD50/50100% GAL

Portfolio after 10yr

$25.1K

Annual income

$3,040.92/yr

Blended yield

12.09%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GAL buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGALQYLD

Forward yield	3.40%	11.92% ✓
Annual dividend / share	$1.68	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.9K	$25.4K ✓
Annual income after 10y	$422.52	$5,659.31 ✓
Total dividends collected	$3.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: GAL vs QYLD ($10,000, DRIP)

Year	GAL Portfolio	GAL Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,040	$339.59	$10,352	$1,192.36	+$688.00 → GAL
2	$12,163	$350.37	$10,830	$1,347.57	+$1.3K → GAL
3	$13,375	$360.76	$11,460	$1,539.07	+$1.9K → GAL
4	$14,682	$370.76	$12,275	$1,777.84	+$2.4K → GAL
5	$16,090	$380.36	$13,323	$2,078.95	+$2.8K → GAL
6	$17,606	$389.57	$14,667	$2,463.34	+$2.9K → GAL
7	$19,237	$398.39	$16,396	$2,960.57	+$2.8K → GAL
8	$20,990	$406.81	$18,631	$3,612.97	+$2.4K → GAL
9	$22,874	$414.85	$21,548	$4,482.15	+$1.3K → GAL
10← crossover	$24,898	$422.52	$25,398	$5,659.31	$500.00 → QYLD

GAL vs QYLD: Complete Analysis 2026

GAL — Stock

The State Street Global Allocation ETF seeks to provide capital appreciation by investing in exchange traded fundsThe portfolio will invest in asset classes that consist of a diversified mix of asset class exposuresThe portfolio will generally invest at least 30% of its assets in securities of issuers economically tied to countries other than the U.S.The portfolio will typically allocate 60% of its assets to equity securities, though this percentage can vary based on the Adviser's tactical decisions

Full GAL Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this GAL vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

GAL vs SCHD GAL vs JEPI GAL vs O GAL vs KO GAL vs MAIN GAL vs XYLD GAL vs JEPQ GAL vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.