HomeCompareGARA vs SPHD

GARA vs SPHD: Dividend Comparison 2026

GARA yields 0.84% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $5.7K in total portfolio value
10 years
GARA
GARA
● Live price
0.84%
Share price
$26.21
Annual div
$0.22
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$88.63
Full GARA calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — GARA vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGARASPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GARA + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GARA pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GARA
Annual income on $10K today (after 15% tax)
$71.34/yr
After 10yr DRIP, annual income (after tax)
$75.34/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $410.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GARA + SPHD for your $10,000?

GARA: 50%SPHD: 50%
100% SPHD50/50100% GARA
Portfolio after 10yr
$23.7K
Annual income
$329.97/yr
Blended yield
1.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GARA buys
0
SPHD buys
0
No recent congressional trades found for GARA or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGARASPHD
Forward yield0.84%4.33%
Annual dividend / share$0.22$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.9K$26.5K
Annual income after 10y$88.63$571.32
Total dividends collected$865.00$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GARA vs SPHD ($10,000, DRIP)

YearGARA PortfolioGARA Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,784$83.93$11,133$432.85$349.00SPHD
2$11,623$84.58$12,363$450.36$740.00SPHD
3$12,522$85.20$13,695$467.39$1.2KSPHD
4$13,485$85.79$15,138$483.90$1.7KSPHD
5$14,515$86.34$16,697$499.88$2.2KSPHD
6$15,618$86.85$18,382$515.31$2.8KSPHD
7$16,798$87.34$20,198$530.17$3.4KSPHD
8$18,062$87.80$22,157$544.46$4.1KSPHD
9$19,415$88.23$24,266$558.18$4.9KSPHD
10$20,862$88.63$26,536$571.32$5.7KSPHD

GARA vs SPHD: Complete Analysis 2026

GARAStock

GARA is an actively managed ETF investing in a diversified portfolio of real estate investment trusts (REITs) and listed infrastructure companies positioned to benefit from global structural shifts and long-term investment trends. The fund targets businesses involved in sectors such as electricity generation, grid renewal, data centers, telecommunications, logistics, and healthcareindustries supported by resilient, contractual cash flows and built-in inflation protection. GARA aims to select companies with strong balance sheets, durable business models, and the potential for sustained dividend growth. The fund typically holds a concentrated, equally weighted portfolio of 35 stocks, maintaining low turnover and a long-term investment approach.

Full GARA Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.