HomeCompareGARA vs XYLD

GARA vs XYLD: Dividend Comparison 2026

GARA yields 0.84% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $4.4K in total portfolio value
10 years
GARA
GARA
● Live price
0.84%
Share price
$26.21
Annual div
$0.22
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$88.63
Full GARA calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — GARA vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGARAXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GARA + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GARA pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GARA
Annual income on $10K today (after 15% tax)
$71.34/yr
After 10yr DRIP, annual income (after tax)
$75.34/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,660.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GARA + XYLD for your $10,000?

GARA: 50%XYLD: 50%
100% XYLD50/50100% GARA
Portfolio after 10yr
$23.1K
Annual income
$1,653.82/yr
Blended yield
7.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GARA buys
0
XYLD buys
0
No recent congressional trades found for GARA or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGARAXYLD
Forward yield0.84%10.98%
Annual dividend / share$0.22$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.9K$25.3K
Annual income after 10y$88.63$3,219.02
Total dividends collected$865.00$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: GARA vs XYLD ($10,000, DRIP)

YearGARA PortfolioGARA Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,784$83.93$10,818$1,098.39$34.00XYLD
2$11,623$84.58$11,738$1,222.51$115.00XYLD
3$12,522$85.20$12,774$1,364.64$252.00XYLD
4$13,485$85.79$13,944$1,527.86$459.00XYLD
5$14,515$86.34$15,270$1,715.87$755.00XYLD
6$15,618$86.85$16,775$1,933.09$1.2KXYLD
7$16,798$87.34$18,490$2,184.87$1.7KXYLD
8$18,062$87.80$20,450$2,477.63$2.4KXYLD
9$19,415$88.23$22,697$2,819.19$3.3KXYLD
10$20,862$88.63$25,280$3,219.02$4.4KXYLD

GARA vs XYLD: Complete Analysis 2026

GARAStock

GARA is an actively managed ETF investing in a diversified portfolio of real estate investment trusts (REITs) and listed infrastructure companies positioned to benefit from global structural shifts and long-term investment trends. The fund targets businesses involved in sectors such as electricity generation, grid renewal, data centers, telecommunications, logistics, and healthcareindustries supported by resilient, contractual cash flows and built-in inflation protection. GARA aims to select companies with strong balance sheets, durable business models, and the potential for sustained dividend growth. The fund typically holds a concentrated, equally weighted portfolio of 35 stocks, maintaining low turnover and a long-term investment approach.

Full GARA Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.