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GARD vs QYLD: Dividend Comparison 2026

GARD yields 8.97% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GARD wins by $10.8K in total portfolio value
10 years
GARD
GARD
● Live price
8.97%
Share price
$22.29
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.2K
Annual income
$1,580.57
Full GARD calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — GARD vs QYLD

📍 GARD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGARDQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GARD + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GARD pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GARD
Annual income on $10K today (after 15% tax)
$762.83/yr
After 10yr DRIP, annual income (after tax)
$1,343.48/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $3,466.93/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of GARD + QYLD for your $10,000?

GARD: 50%QYLD: 50%
100% QYLD50/50100% GARD
Portfolio after 10yr
$30.8K
Annual income
$3,619.95/yr
Blended yield
11.75%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GARD buys
0
QYLD buys
0
No recent congressional trades found for GARD or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGARDQYLD
Forward yield8.97%11.92%
Annual dividend / share$2.00$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$36.2K$25.4K
Annual income after 10y$1,580.57$5,659.31
Total dividends collected$12.4K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: GARD vs QYLD ($10,000, DRIP)

YearGARD PortfolioGARD Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,597$897.44$10,352$1,192.36+$1.2KGARD
2$13,382$972.72$10,830$1,347.57+$2.6KGARD
3$15,368$1,048.96$11,460$1,539.07+$3.9KGARD
4$17,569$1,125.81$12,275$1,777.84+$5.3KGARD
5$20,002$1,202.89$13,323$2,078.95+$6.7KGARD
6$22,682$1,279.86$14,667$2,463.34+$8.0KGARD
7$25,626$1,356.39$16,396$2,960.57+$9.2KGARD
8$28,852$1,432.20$18,631$3,612.97+$10.2KGARD
9$32,379$1,507.01$21,548$4,482.15+$10.8KGARD
10$36,226$1,580.57$25,398$5,659.31+$10.8KGARD

GARD vs QYLD: Complete Analysis 2026

GARDStock

The investment seeks long-term capital appreciation by tracking the performance, before fees and expenses, of the Reality Shares DIVCON Dividend Guard Index. The index is designed to select the companies for a long position that have the highest probability of increasing their dividend in a 12-month period and select the companies for a short position that have the highest probability of decreasing their dividend in a 12-month period. Under normal circumstances, at least 80% of the fund's assets (other than collateral held from securities lending, if any) will be invested in component securities of the benchmark index.

Full GARD Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.