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GARPF vs CL: Dividend Comparison 2026

GARPF yields 2.94% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GARPF wins by $100.7K in total portfolio value
10 years
GARPF
GARPF
● Live price
2.94%
Share price
$0.21
Annual div
$0.01
5Y div CAGR
45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.5K
Annual income
$55,507.68
Full GARPF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — GARPF vs CL

📍 GARPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGARPFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GARPF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GARPF pays
CL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GARPF
Annual income on $10K today (after 15% tax)
$250.22/yr
After 10yr DRIP, annual income (after tax)
$47,181.53/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, GARPF beats the other by $42,589.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GARPF + CL for your $10,000?

GARPF: 50%CL: 50%
100% CL50/50100% GARPF
Portfolio after 10yr
$91.2K
Annual income
$30,454.82/yr
Blended yield
33.40%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

GARPF
No analyst data
Altman Z
2.4
Piotroski
7/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GARPF buys
0
CL buys
0
No recent congressional trades found for GARPF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGARPFCL
Forward yield2.94%2.43%
Annual dividend / share$0.01$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR45.7%28.6%
Portfolio after 10y$141.5K$40.8K
Annual income after 10y$55,507.68$5,401.96
Total dividends collected$112.0K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GARPF vs CL ($10,000, DRIP)

YearGARPF PortfolioGARPF Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,129$428.91$11,012$312.01+$117.00GARPF
2$12,558$649.97$12,196$412.95+$362.00GARPF
3$14,436$998.70$13,599$549.66+$837.00GARPF
4$17,009$1,563.26$15,288$736.64+$1.7KGARPF
5$20,708$2,508.18$17,353$995.28+$3.4KGARPF
6$26,316$4,158.04$19,926$1,357.80+$6.4KGARPF
7$35,353$7,195.13$23,194$1,873.82+$12.2KGARPF
8$50,990$13,162.08$27,439$2,621.52+$23.6KGARPF
9$80,409$25,849.79$33,088$3,727.38+$47.3KGARPF
10$141,545$55,507.68$40,806$5,401.96+$100.7KGARPF

GARPF vs CL: Complete Analysis 2026

GARPFStock

Golden Agri-Resources Ltd, an investment holding company, operates as an integrated palm oil plantation company in Europe, China, India, Pakistan, the Middle east, and the United States. It operates in two segments, Plantation and Palm Oil Mills; and Palm, Laurics and Others. The company offers bulk products, such as crude palm oil, palm kernel, palm kernel oil, palm kernel meal, olein, stearin, soybean oil, and soybean meal; oleo chemicals; palm oil based bio-diesel and other renewable resources based energy; and refined products, including cooking oil, margarine, shortening, butter oil substitute, and fats. It also produces processed food products, such as instant noodles, as well as snack products and beverages. The company manages oil palm estates with a total area of 536,013 hectares in Indonesia. In addition, it offers treasury management, building management, business and management consultancy, telecommunication and multimedia, commercial and industrial real estate management, digital analytics; aerial manuring, construction, training, ship management, chartering, and technology product services. Further, the company provides IT consultancy, IT application design, development, and maintenance services; facilities for data center resources and other IT outsourced activities; and port loading, storage, packaging, and transportation service. Additionally, it engages in importing, marketing, and distributing palm oil products; cultivation of ornamental plants; wholesale trade; property investment activities; production and distribution of bottled ionised mineral water and fatty alcohol, acid, derivatives, and other chemical; shipping and logistics; vessels operation; office administration and dormant services; refinery operation; and sale of food and beverage products. The company was incorporated in 1996 and is based in Singapore.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.