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GARPF vs PEP: Dividend Comparison 2026

GARPF yields 2.94% · PEP yields 3.66%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $3.1K in total portfolio value· pulled ahead in Year 10
10 years
GARPF
GARPF
● Live price
2.94%
Share price
$0.21
Annual div
$0.01
5Y div CAGR
45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.5K
Annual income
$55,507.68
Full GARPF calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — GARPF vs PEP

📍 PEP pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGARPFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GARPF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GARPF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GARPF
Annual income on $10K today (after 15% tax)
$250.22/yr
After 10yr DRIP, annual income (after tax)
$47,181.53/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, PEP beats the other by $6,734.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GARPF + PEP for your $10,000?

GARPF: 50%PEP: 50%
100% PEP50/50100% GARPF
Portfolio after 10yr
$143.1K
Annual income
$59,469.09/yr
Blended yield
41.55%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

GARPF
No analyst data
Altman Z
2.4
Piotroski
7/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GARPF buys
0
PEP buys
0
No recent congressional trades found for GARPF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGARPFPEP
Forward yield2.94%3.66%
Annual dividend / share$0.01$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR45.7%40.4%
Portfolio after 10y$141.5K$144.7K
Annual income after 10y$55,507.68$63,430.49
Total dividends collected$112.0K$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GARPF vs PEP ($10,000, DRIP)

YearGARPF PortfolioGARPF Income/yrPEP PortfolioPEP Income/yrGap
1$11,129$428.91$10,854$514.44+$275.00GARPF
2$12,558$649.97$11,982$758.21+$576.00GARPF
3$14,436$998.70$13,526$1,136.44+$910.00GARPF
4$17,009$1,563.26$15,727$1,741.93+$1.3KGARPF
5$20,708$2,508.18$19,012$2,750.28+$1.7KGARPF
6$26,316$4,158.04$24,173$4,514.44+$2.1KGARPF
7$35,353$7,195.13$32,789$7,793.80+$2.6KGARPF
8$50,990$13,162.08$48,258$14,354.51+$2.7KGARPF
9$80,409$25,849.79$78,586$28,686.63+$1.8KGARPF
10← crossover$141,545$55,507.68$144,688$63,430.49$3.1KPEP

GARPF vs PEP: Complete Analysis 2026

GARPFStock

Golden Agri-Resources Ltd, an investment holding company, operates as an integrated palm oil plantation company in Europe, China, India, Pakistan, the Middle east, and the United States. It operates in two segments, Plantation and Palm Oil Mills; and Palm, Laurics and Others. The company offers bulk products, such as crude palm oil, palm kernel, palm kernel oil, palm kernel meal, olein, stearin, soybean oil, and soybean meal; oleo chemicals; palm oil based bio-diesel and other renewable resources based energy; and refined products, including cooking oil, margarine, shortening, butter oil substitute, and fats. It also produces processed food products, such as instant noodles, as well as snack products and beverages. The company manages oil palm estates with a total area of 536,013 hectares in Indonesia. In addition, it offers treasury management, building management, business and management consultancy, telecommunication and multimedia, commercial and industrial real estate management, digital analytics; aerial manuring, construction, training, ship management, chartering, and technology product services. Further, the company provides IT consultancy, IT application design, development, and maintenance services; facilities for data center resources and other IT outsourced activities; and port loading, storage, packaging, and transportation service. Additionally, it engages in importing, marketing, and distributing palm oil products; cultivation of ornamental plants; wholesale trade; property investment activities; production and distribution of bottled ionised mineral water and fatty alcohol, acid, derivatives, and other chemical; shipping and logistics; vessels operation; office administration and dormant services; refinery operation; and sale of food and beverage products. The company was incorporated in 1996 and is based in Singapore.

Full GARPF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.