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GBND vs SCHD: Dividend Comparison 2026

GBND yields 2.67% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.3K in total portfolio value
10 years
GBND
GBND
● Live price
2.67%
Share price
$50.41
Annual div
$1.34
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.7K
Annual income
$316.62
Full GBND calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — GBND vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGBNDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GBND + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GBND pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GBND
Annual income on $10K today (after 15% tax)
$226.60/yr
After 10yr DRIP, annual income (after tax)
$269.13/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $92.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GBND + SCHD for your $10,000?

GBND: 50%SCHD: 50%
100% SCHD50/50100% GBND
Portfolio after 10yr
$26.3K
Annual income
$371.28/yr
Blended yield
1.41%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GBND buys
0
SCHD buys
0
No recent congressional trades found for GBND or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGBNDSCHD
Forward yield2.67%3.46% ✓
Annual dividend / share$1.34 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.7K$29.0K ✓
Annual income after 10y$316.62$425.95 ✓
Total dividends collected$2.9K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GBND vs SCHD ($10,000, DRIP)

YearGBND PortfolioGBND Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,967$266.59$11,226$346.36$259.00 → SCHD
2$12,007$273.24$12,572$357.38$565.00 → SCHD
3$13,128$279.60$14,046$367.84$918.00 → SCHD
4$14,332$285.68$15,660$377.73$1.3K → SCHD
5$15,627$291.49$17,425$387.07$1.8K → SCHD
6$17,018$297.03$19,354$395.86$2.3K → SCHD
7$18,511$302.31$21,461$404.13$3.0K → SCHD
8$20,115$307.33$23,762$411.89$3.6K → SCHD
9$21,835$312.10$26,272$419.15$4.4K → SCHD
10$23,680$316.62$29,010$425.95$5.3K → SCHD

GBND vs SCHD: Complete Analysis 2026

GBND — Stock

Seeks a total return consisting of capital appreciation and income.

Full GBND Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.