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GBNK vs XYLD: Dividend Comparison 2026

GBNK yields 9.64% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBNK wins by $12.6K in total portfolio value
10 years
GBNK
GBNK
● Live price
9.64%
Share price
$20.75
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$1,767.63
Full GBNK calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — GBNK vs XYLD

📍 GBNK pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGBNKXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GBNK + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GBNK pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GBNK
Annual income on $10K today (after 15% tax)
$819.28/yr
After 10yr DRIP, annual income (after tax)
$1,502.49/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,233.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GBNK + XYLD for your $10,000?

GBNK: 50%XYLD: 50%
100% XYLD50/50100% GBNK
Portfolio after 10yr
$31.6K
Annual income
$2,493.33/yr
Blended yield
7.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GBNK buys
0
XYLD buys
0
No recent congressional trades found for GBNK or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGBNKXYLD
Forward yield9.64%10.98% ✓
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$37.8K ✓$25.3K
Annual income after 10y$1,767.63$3,219.02 ✓
Total dividends collected$13.6K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: GBNK vs XYLD ($10,000, DRIP)

YearGBNK PortfolioGBNK Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,664$963.86$10,818$1,098.39+$846.00 → GBNK
2$13,531$1,050.68$11,738$1,222.51+$1.8K → GBNK
3$15,617$1,139.13$12,774$1,364.64+$2.8K → GBNK
4$17,939$1,228.76$13,944$1,527.86+$4.0K → GBNK
5$20,514$1,319.11$15,270$1,715.87+$5.2K → GBNK
6$23,360$1,409.76$16,775$1,933.09+$6.6K → GBNK
7$26,495$1,500.31$18,490$2,184.87+$8.0K → GBNK
8$29,940$1,590.36$20,450$2,477.63+$9.5K → GBNK
9$33,716$1,679.58$22,697$2,819.19+$11.0K → GBNK
10$37,844$1,767.63$25,280$3,219.02+$12.6K → GBNK

GBNK vs XYLD: Complete Analysis 2026

GBNK — Stock

GBNK is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in GBNK shares.

Full GBNK Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.