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GCAL vs DVY: Dividend Comparison 2026

GCAL yields 3.20% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $499.00 in total portfolio value
10 years
GCAL
GCAL
● Live price
3.20%
Share price
$50.65
Annual div
$1.62
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$393.73
Full GCAL calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — GCAL vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGCALDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GCAL + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GCAL pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GCAL
Annual income on $10K today (after 15% tax)
$272.30/yr
After 10yr DRIP, annual income (after tax)
$334.67/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, DVY beats the other by $37.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GCAL + DVY for your $10,000?

GCAL: 50%DVY: 50%
100% DVY50/50100% GCAL
Portfolio after 10yr
$24.8K
Annual income
$415.76/yr
Blended yield
1.68%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GCAL buys
0
DVY buys
0
No recent congressional trades found for GCAL or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGCALDVY
Forward yield3.20%3.50% ✓
Annual dividend / share$1.62$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.6K$25.1K ✓
Annual income after 10y$393.73$437.78 ✓
Total dividends collected$3.6K$4.0K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GCAL vs DVY ($10,000, DRIP)

YearGCAL PortfolioGCAL Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,020$320.35$11,050$349.62$30.00 → DVY
2$12,122$329.94$12,184$361.04$62.00 → DVY
3$13,309$339.17$13,409$372.07$100.00 → DVY
4$14,589$348.04$14,730$382.68$141.00 → DVY
5$15,967$356.55$16,154$392.89$187.00 → DVY
6$17,449$364.69$17,688$402.69$239.00 → DVY
7$19,043$372.48$19,338$412.07$295.00 → DVY
8$20,756$379.91$21,113$421.04$357.00 → DVY
9$22,596$386.99$23,020$429.61$424.00 → DVY
10$24,571$393.73$25,070$437.78$499.00 → DVY

GCAL vs DVY: Complete Analysis 2026

GCAL — Stock

The Goldman Sachs Dynamic California Municipal Income ETF (the “Fund”) seeks a high level of current income that is exempt from regular federal income tax and California personal income tax.

Full GCAL Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.