Is GCC or SCHD a better dividend investment in 2026?

GCC currently yields 5.89% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: GCC offers higher current income.

What is the dividend yield difference between GCC and SCHD?

GCC has a forward dividend yield of 5.89% ($1.40/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.43 percentage points.

Home › Compare › GCC vs SCHD

GCC vs SCHD: Dividend Comparison 2026

GCC yields 5.89% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GCC wins by $485.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

GCC

● Live price

5.89%

Share price

$23.84

Annual div

$1.40

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.5K

Annual income

$857.39

Full GCC calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — GCC vs SCHD

📍 GCC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GCC	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GCC + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GCC pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GCC

Annual income on $10K today (after 15% tax)

$500.62/yr

After 10yr DRIP, annual income (after tax)

$728.78/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, GCC beats the other by $366.72/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GCC + SCHD for your $10,000?

GCC: 50%SCHD: 50%

100% SCHD50/50100% GCC

Portfolio after 10yr

$29.3K

Annual income

$641.67/yr

Blended yield

2.19%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GCC buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGCCSCHD

Forward yield	5.89% ✓	3.46%
Annual dividend / share	$1.40 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.5K ✓	$29.0K
Annual income after 10y	$857.39 ✓	$425.95
Total dividends collected	$7.3K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GCC vs SCHD ($10,000, DRIP)

Year	GCC Portfolio	GCC Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,289	$588.96	$11,226	$346.36	+$63.00 → GCC
2	$12,701	$621.38	$12,572	$357.38	+$129.00 → GCC
3	$14,243	$653.34	$14,046	$367.84	+$197.00 → GCC
4	$15,925	$684.75	$15,660	$377.73	+$265.00 → GCC
5	$17,755	$715.52	$17,425	$387.07	+$330.00 → GCC
6	$19,743	$745.57	$19,354	$395.86	+$389.00 → GCC
7	$21,900	$774.83	$21,461	$404.13	+$439.00 → GCC
8	$24,236	$803.24	$23,762	$411.89	+$474.00 → GCC
9	$26,764	$830.78	$26,272	$419.15	+$492.00 → GCC
10	$29,495	$857.39	$29,010	$425.95	+$485.00 → GCC

GCC vs SCHD: Complete Analysis 2026

GCC — Stock

The fund is an actively managed ETF that intends to provide broad-based exposure to the four commodity sectors: Energy, Agriculture, Industrial Metals, and Precious Metals primarily through investments in futures contracts. It will not invest directly in physical commodities. The fund may invest in Treasury securities and other liquid short-term investments as collateral for its commodity futures contracts. It is non-diversified.

Full GCC Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.