Is GCIFX or RYLD a better dividend investment in 2026?

GCIFX currently yields 32.94% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: GCIFX offers higher current income.

What is the dividend yield difference between GCIFX and RYLD?

GCIFX has a forward dividend yield of 32.94% ($4.88/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 20.80 percentage points.

Home › Compare › GCIFX vs RYLD

GCIFX vs RYLD: Dividend Comparison 2026

GCIFX yields 32.94% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GCIFX wins by $112.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GCIFX

● Live price

32.94%

Share price

$14.81

Annual div

$4.88

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$156.6K

Annual income

$22,466.43

Full GCIFX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — GCIFX vs RYLD

📍 GCIFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GCIFX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GCIFX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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GCIFX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GCIFX

Annual income on $10K today (after 15% tax)

$2,800.06/yr

After 10yr DRIP, annual income (after tax)

$19,096.47/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, GCIFX beats the other by $16,897.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GCIFX + RYLD for your $10,000?

GCIFX: 50%RYLD: 50%

100% RYLD50/50100% GCIFX

Portfolio after 10yr

$100.6K

Annual income

$12,526.88/yr

Blended yield

12.46%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GCIFX buys

RYLD buys

No recent congressional trades found for GCIFX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGCIFXRYLD

Forward yield	32.94% ✓	12.14%
Annual dividend / share	$4.88 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$156.6K ✓	$44.5K
Annual income after 10y	$22,466.43 ✓	$2,587.35
Total dividends collected	$110.7K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GCIFX vs RYLD ($10,000, DRIP)

Year	GCIFX Portfolio	GCIFX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,994	$3,294.19	$11,914	$1,213.65	+$2.1K → GCIFX
2	$19,282	$4,308.37	$14,099	$1,351.30	+$5.2K → GCIFX
3	$26,180	$5,548.01	$16,580	$1,494.55	+$9.6K → GCIFX
4	$35,052	$7,039.89	$19,384	$1,642.61	+$15.7K → GCIFX
5	$46,315	$8,809.10	$22,535	$1,794.70	+$23.8K → GCIFX
6	$60,435	$10,878.11	$26,063	$1,950.00	+$34.4K → GCIFX
7	$77,932	$13,265.92	$29,995	$2,107.69	+$47.9K → GCIFX
8	$99,374	$15,987.37	$34,361	$2,266.99	+$65.0K → GCIFX
9	$125,383	$19,052.55	$39,194	$2,427.12	+$86.2K → GCIFX
10	$156,626	$22,466.43	$44,525	$2,587.35	+$112.1K → GCIFX

GCIFX vs RYLD: Complete Analysis 2026

GCIFX — Stock

The investment seeks to achieve long-term total return which matches the performance of the MSCI World ex USA SRI ex Fossil Fuels Index (the "underlying index"). The fund invests substantially all of its assets in the common stocks which make up the underlying index. The underlying index is comprised of the common stocks of the companies in the MSCI World ex USA SRI Index, minus the stocks of the companies that explore for, extract, produce, manufacture or refine coal, oil or gas or produce or transmit electricity derived from fossil fuels or transmit natural gas or have carbon reserves included in the World ex USA SRI (Socially Responsible Investment) Index.

Full GCIFX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.