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GDCWF vs SCHD: Dividend Comparison 2026

GDCWF yields 16.26% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GDCWF wins by $28.9K in total portfolio value
10 years
GDCWF
GDCWF
● Live price
16.26%
Share price
$12.30
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.9K
Annual income
$4,420.08
Full GDCWF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — GDCWF vs SCHD

📍 GDCWF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGDCWFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GDCWF + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GDCWF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GDCWF
Annual income on $10K today (after 15% tax)
$1,382.11/yr
After 10yr DRIP, annual income (after tax)
$3,757.07/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, GDCWF beats the other by $3,395.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GDCWF + SCHD for your $10,000?

GDCWF: 50%SCHD: 50%
100% SCHD50/50100% GDCWF
Portfolio after 10yr
$43.5K
Annual income
$2,423.01/yr
Blended yield
5.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GDCWF buys
0
SCHD buys
0
No recent congressional trades found for GDCWF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGDCWFSCHD
Forward yield16.26% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$57.9K ✓$29.0K
Annual income after 10y$4,420.08 ✓$425.95
Total dividends collected$29.4K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GDCWF vs SCHD ($10,000, DRIP)

YearGDCWF PortfolioGDCWF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,326$1,626.02$11,226$346.36+$1.1K → GDCWF
2$15,062$1,873.11$12,572$357.38+$2.5K → GDCWF
3$18,255$2,139.14$14,046$367.84+$4.2K → GDCWF
4$21,956$2,423.07$15,660$377.73+$6.3K → GDCWF
5$26,217$2,723.64$17,425$387.07+$8.8K → GDCWF
6$31,092$3,039.40$19,354$395.86+$11.7K → GDCWF
7$36,637$3,368.72$21,461$404.13+$15.2K → GDCWF
8$42,911$3,709.83$23,762$411.89+$19.1K → GDCWF
9$49,976$4,060.92$26,272$419.15+$23.7K → GDCWF
10$57,894$4,420.08$29,010$425.95+$28.9K → GDCWF

GDCWF vs SCHD: Complete Analysis 2026

GDCWF — Stock

It’s described in some sources as the “Perth Mint Gold ETF” (Gold Corporation) — i.e. an exchange-traded commodity / precious metals vehicle.

Full GDCWF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.