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GDEC vs XYLD: Dividend Comparison 2026

GDEC yields 5.39% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GDEC wins by $2.7K in total portfolio value
10 years
GDEC
GDEC
● Live price
5.39%
Share price
$37.08
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.5K
Annual income
$761.24
Full GDEC calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — GDEC vs XYLD

📍 GDEC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGDECXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GDEC + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GDEC pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GDEC
Annual income on $10K today (after 15% tax)
$458.47/yr
After 10yr DRIP, annual income (after tax)
$647.05/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,201.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GDEC + XYLD for your $10,000?

GDEC: 50%XYLD: 50%
100% XYLD50/50100% GDEC
Portfolio after 10yr
$27.2K
Annual income
$2,056.13/yr
Blended yield
7.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GDEC buys
0
XYLD buys
0
No recent congressional trades found for GDEC or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGDECXYLD
Forward yield5.39%11.20%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.5K$25.9K
Annual income after 10y$761.24$3,351.03
Total dividends collected$6.5K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: GDEC vs XYLD ($10,000, DRIP)

YearGDEC PortfolioGDEC Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,239$539.37$10,840$1,120.44+$399.00GDEC
2$12,593$566.56$11,786$1,249.59+$807.00GDEC
3$14,067$593.25$12,854$1,397.78+$1.2KGDEC
4$15,672$619.38$14,063$1,568.33+$1.6KGDEC
5$17,413$644.86$15,434$1,765.19+$2.0KGDEC
6$19,302$669.66$16,995$1,993.14+$2.3KGDEC
7$21,347$693.73$18,777$2,257.95+$2.6KGDEC
8$23,558$717.03$20,818$2,566.58+$2.7KGDEC
9$25,947$739.54$23,163$2,927.50+$2.8KGDEC
10$28,524$761.24$25,865$3,351.03+$2.7KGDEC

GDEC vs XYLD: Complete Analysis 2026

GDECStock

The investment objective of the FT Vest U.S. Equity Moderate Buffer ETF - December ("the Fund") is to seek to provide investors with returns (before fees and expenses) that match the price return of the SPDR S&P 500 ETF Trust (the "Underlying ETF"), up to a predetermined upside cap of 12.08% while providing a buffer (before fees and expenses) against the first 15% of Underlying ETF losses, over the period from December 22, 2025 to December 18, 2026.

Full GDEC Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.