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GDIFF vs SCHD: Dividend Comparison 2026

GDIFF yields 7.47% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GDIFF wins by $3.8K in total portfolio value
10 years
GDIFF
GDIFF
● Live price
7.47%
Share price
$26.77
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.8K
Annual income
$1,199.89
Full GDIFF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — GDIFF vs SCHD

📍 GDIFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGDIFFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GDIFF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GDIFF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GDIFF
Annual income on $10K today (after 15% tax)
$635.08/yr
After 10yr DRIP, annual income (after tax)
$1,019.91/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, GDIFF beats the other by $657.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GDIFF + SCHD for your $10,000?

GDIFF: 50%SCHD: 50%
100% SCHD50/50100% GDIFF
Portfolio after 10yr
$30.9K
Annual income
$812.91/yr
Blended yield
2.63%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GDIFF buys
0
SCHD buys
0
No recent congressional trades found for GDIFF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGDIFFSCHD
Forward yield7.47%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.8K$29.0K
Annual income after 10y$1,199.89$425.95
Total dividends collected$9.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GDIFF vs SCHD ($10,000, DRIP)

YearGDIFF PortfolioGDIFF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,447$747.15$11,226$346.36+$221.00GDIFF
2$13,048$799.32$12,572$357.38+$476.00GDIFF
3$14,813$851.48$14,046$367.84+$767.00GDIFF
4$16,753$903.42$15,660$377.73+$1.1KGDIFF
5$18,881$954.91$17,425$387.07+$1.5KGDIFF
6$21,208$1,005.78$19,354$395.86+$1.9KGDIFF
7$23,748$1,055.85$21,461$404.13+$2.3KGDIFF
8$26,516$1,104.98$23,762$411.89+$2.8KGDIFF
9$29,525$1,153.03$26,272$419.15+$3.3KGDIFF
10$32,791$1,199.89$29,010$425.95+$3.8KGDIFF

GDIFF vs SCHD: Complete Analysis 2026

GDIFFStock

GDI Integrated Facility Services Inc. operates in the outsourced facility services industry. The company operates through Janitorial Canada, Janitorial USA, and Technical services segments. It offers janitorial services, such as cleaning floors, dusting desks and tables, vacuuming carpets, sanitizing kitchens and washrooms, watering plants, cleaning exterior and interior parking facilities, and removal of garbage, as well as other services, including stripping and waxing floors, carpet cleaning, heavy dust cleaning, and window cleaning. The company also provides mechanical maintenance and electrical services, such as heating, ventilation, and air conditioning services; refrigeration, mechanical and plumbing; cabling and communications; building automation and control; and security systems. In addition, it engages in janitorial products manufacturing and distribution; and sales and distribution of cleaning and sanitation supplies rental and repairs of cleaning equipment. Further, GDI Integrated Facility Services Inc. operates a network of approximately 700 franchises that provide janitorial services to small and medium-size facilities. The company serves office properties, shopping centers, industrial and institutional buildings, educational facilities, health care centers, airports, hospitals, laboratories, national retail stores, and hotels in Canada and the United States. GDI Integrated Facility Services Inc. is headquartered in LaSalle, Canada.

Full GDIFF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.