Is GEMNX or DVY a better dividend investment in 2026?

GEMNX currently yields 4.90% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: GEMNX offers higher current income.

What is the dividend yield difference between GEMNX and DVY?

GEMNX has a forward dividend yield of 4.90% ($1.51/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 1.44 percentage points.

Home › Compare › GEMNX vs DVY

GEMNX vs DVY: Dividend Comparison 2026

GEMNX yields 4.90% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GEMNX wins by $2.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GEMNX

● Live price

4.90%

Share price

$30.87

Annual div

$1.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$670.56

Full GEMNX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — GEMNX vs DVY

📍 GEMNX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GEMNX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GEMNX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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GEMNX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GEMNX

Annual income on $10K today (after 15% tax)

$416.55/yr

After 10yr DRIP, annual income (after tax)

$569.98/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, GEMNX beats the other by $202.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GEMNX + DVY for your $10,000?

GEMNX: 50%DVY: 50%

100% DVY50/50100% GEMNX

Portfolio after 10yr

$26.3K

Annual income

$551.73/yr

Blended yield

2.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GEMNX buys

DVY buys

No recent congressional trades found for GEMNX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGEMNXDVY

Forward yield	4.90% ✓	3.46%
Annual dividend / share	$1.51	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.6K ✓	$25.0K
Annual income after 10y	$670.56 ✓	$432.91
Total dividends collected	$5.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GEMNX vs DVY ($10,000, DRIP)

Year	GEMNX Portfolio	GEMNX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,190	$490.06	$11,046	$346.43	+$144.00 → GEMNX
2	$12,486	$512.50	$12,177	$357.65	+$309.00 → GEMNX
3	$13,894	$534.44	$13,398	$368.47	+$496.00 → GEMNX
4	$15,423	$555.82	$14,715	$378.89	+$708.00 → GEMNX
5	$17,079	$576.59	$16,134	$388.90	+$945.00 → GEMNX
6	$18,871	$596.74	$17,662	$398.51	+$1.2K → GEMNX
7	$20,808	$616.23	$19,306	$407.71	+$1.5K → GEMNX
8	$22,900	$635.03	$21,074	$416.50	+$1.8K → GEMNX
9	$25,156	$653.15	$22,974	$424.90	+$2.2K → GEMNX
10	$27,588	$670.56	$25,015	$432.91	+$2.6K → GEMNX

GEMNX vs DVY: Complete Analysis 2026

GEMNX — Stock

Under normal circumstances, the fund invests at least 80% of the fund’s net assets directly and indirectly (e.g., through underlying funds or derivatives) in companies tied economically to markets that are not treated as “developed markets in the MSCI World Index (“emerging markets”). It may invest in securities of companies of any market capitalization.

Full GEMNX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.