HomeCompareGFIRX vs SCHD

GFIRX vs SCHD: Dividend Comparison 2026

GFIRX yields 21.57% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GFIRX wins by $51.4K in total portfolio value
10 years
GFIRX
GFIRX
● Live price
21.57%
Share price
$9.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.4K
Annual income
$7,945.40
Full GFIRX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — GFIRX vs SCHD

📍 GFIRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGFIRXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GFIRX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GFIRX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GFIRX
Annual income on $10K today (after 15% tax)
$1,833.87/yr
After 10yr DRIP, annual income (after tax)
$6,753.59/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, GFIRX beats the other by $6,391.53/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of GFIRX + SCHD for your $10,000?

GFIRX: 50%SCHD: 50%
100% SCHD50/50100% GFIRX
Portfolio after 10yr
$54.7K
Annual income
$4,185.67/yr
Blended yield
7.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GFIRX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGFIRXSCHD
Forward yield21.57%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$80.4K$29.0K
Annual income after 10y$7,945.40$425.95
Total dividends collected$47.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GFIRX vs SCHD ($10,000, DRIP)

YearGFIRX PortfolioGFIRX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,857$2,157.50$11,226$346.36+$1.6KGFIRX
2$16,350$2,592.52$12,572$357.38+$3.8KGFIRX
3$20,576$3,081.07$14,046$367.84+$6.5KGFIRX
4$25,640$3,623.70$15,660$377.73+$10.0KGFIRX
5$31,655$4,220.14$17,425$387.07+$14.2KGFIRX
6$38,740$4,869.31$19,354$395.86+$19.4KGFIRX
7$47,021$5,569.33$21,461$404.13+$25.6KGFIRX
8$56,630$6,317.62$23,762$411.89+$32.9KGFIRX
9$67,705$7,110.91$26,272$419.15+$41.4KGFIRX
10$80,390$7,945.40$29,010$425.95+$51.4KGFIRX

GFIRX vs SCHD: Complete Analysis 2026

GFIRXStock

The fund implements a trend-following strategy that takes long and/or short positions in a wide range of asset classes, including equities, fixed income, commodities and currencies, among others, to seek long-term absolute return. It seeks to achieve its investment objective by investing primarily in a portfolio of equities, equity index futures, bonds, bond futures, equity swaps, interest rate swaps, currency forwards and non-deliverable forwards, options, exchange traded funds ("ETFs"), and structured securities.

Full GFIRX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.