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GHYG vs SCHD: Dividend Comparison 2026

GHYG yields 6.28% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GHYG wins by $1.3K in total portfolio value
10 years
GHYG
GHYG
● Live price
6.28%
Share price
$44.63
Annual div
$2.80
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.3K
Annual income
$935.93
Full GHYG calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — GHYG vs SCHD

📍 GHYG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGHYGSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GHYG + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GHYG pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GHYG
Annual income on $10K today (after 15% tax)
$533.47/yr
After 10yr DRIP, annual income (after tax)
$795.54/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, GHYG beats the other by $433.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GHYG + SCHD for your $10,000?

GHYG: 50%SCHD: 50%
100% SCHD50/50100% GHYG
Portfolio after 10yr
$29.6K
Annual income
$680.94/yr
Blended yield
2.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GHYG buys
0
SCHD buys
0
No recent congressional trades found for GHYG or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGHYGSCHD
Forward yield6.28% ✓3.46%
Annual dividend / share$2.80 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.3K ✓$29.0K
Annual income after 10y$935.93 ✓$425.95
Total dividends collected$7.9K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GHYG vs SCHD ($10,000, DRIP)

YearGHYG PortfolioGHYG Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,328$627.61$11,226$346.36+$102.00 → GHYG
2$12,785$664.42$12,572$357.38+$213.00 → GHYG
3$14,381$700.84$14,046$367.84+$335.00 → GHYG
4$16,124$736.75$15,660$377.73+$464.00 → GHYG
5$18,025$772.02$17,425$387.07+$600.00 → GHYG
6$20,093$806.57$19,354$395.86+$739.00 → GHYG
7$22,340$840.30$21,461$404.13+$879.00 → GHYG
8$24,777$873.14$23,762$411.89+$1.0K → GHYG
9$27,416$905.04$26,272$419.15+$1.1K → GHYG
10$30,271$935.93$29,010$425.95+$1.3K → GHYG

GHYG vs SCHD: Complete Analysis 2026

GHYG — Stock

The iShares US & Intl High Yield Corp Bond ETF seeks to track the investment results of an index composed of U.S. dollar, euro, British pound sterling and Canadian dollar-denominated, high yield corporate bonds.

Full GHYG Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.