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GIA vs SCHD: Dividend Comparison 2026

GIA yields 56.66% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GIA wins by $523.3K in total portfolio value
10 years
GIA
GIA
● Live price
56.66%
Share price
$3.53
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$552.3K
Annual income
$123,496.10
Full GIA calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — GIA vs SCHD

📍 GIA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGIASCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GIA + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GIA pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GIA
Annual income on $10K today (after 15% tax)
$4,815.86/yr
After 10yr DRIP, annual income (after tax)
$104,971.69/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, GIA beats the other by $104,609.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GIA + SCHD for your $10,000?

GIA: 50%SCHD: 50%
100% SCHD50/50100% GIA
Portfolio after 10yr
$290.6K
Annual income
$61,961.02/yr
Blended yield
21.32%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GIA buys
0
SCHD buys
0
No recent congressional trades found for GIA or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGIASCHD
Forward yield56.66% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$552.3K ✓$29.0K
Annual income after 10y$123,496.10 ✓$425.95
Total dividends collected$452.8K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GIA vs SCHD ($10,000, DRIP)

YearGIA PortfolioGIA Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$16,366$5,665.72$11,226$346.36+$5.1K → GIA
2$26,177$8,665.76$12,572$357.38+$13.6K → GIA
3$40,964$12,954.15$14,046$367.84+$26.9K → GIA
4$62,776$18,945.34$15,660$377.73+$47.1K → GIA
5$94,305$27,134.18$17,425$387.07+$76.9K → GIA
6$139,002$38,095.26$19,354$395.86+$119.6K → GIA
7$201,209$52,477.40$21,461$404.13+$179.7K → GIA
8$286,287$70,993.15$23,762$411.89+$262.5K → GIA
9$400,730$94,403.15$26,272$419.15+$374.5K → GIA
10$552,277$123,496.10$29,010$425.95+$523.3K → GIA

GIA vs SCHD: Complete Analysis 2026

GIA — Stock

GigCapital5, Inc. is a blank check company. The company was incorporated in 2021 and is based in Palo Alto, California.

Full GIA Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.