Is GIFCX or DVY a better dividend investment in 2026?

GIFCX currently yields 5.78% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: GIFCX offers higher current income.

What is the dividend yield difference between GIFCX and DVY?

GIFCX has a forward dividend yield of 5.78% ($1.33/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 2.32 percentage points.

Home › Compare › GIFCX vs DVY

GIFCX vs DVY: Dividend Comparison 2026

GIFCX yields 5.78% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GIFCX wins by $4.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GIFCX

● Live price

5.78%

Share price

$22.95

Annual div

$1.33

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.3K

Annual income

$836.43

Full GIFCX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — GIFCX vs DVY

📍 GIFCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GIFCX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GIFCX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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GIFCX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GIFCX

Annual income on $10K today (after 15% tax)

$491.61/yr

After 10yr DRIP, annual income (after tax)

$710.97/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, GIFCX beats the other by $342.99/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GIFCX + DVY for your $10,000?

GIFCX: 50%DVY: 50%

100% DVY50/50100% GIFCX

Portfolio after 10yr

$27.1K

Annual income

$634.66/yr

Blended yield

2.34%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GIFCX buys

DVY buys

No recent congressional trades found for GIFCX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGIFCXDVY

Forward yield	5.78% ✓	3.46%
Annual dividend / share	$1.33	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.3K ✓	$25.0K
Annual income after 10y	$836.43 ✓	$432.91
Total dividends collected	$7.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GIFCX vs DVY ($10,000, DRIP)

Year	GIFCX Portfolio	GIFCX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,278	$578.37	$11,046	$346.43	+$232.00 → GIFCX
2	$12,677	$609.63	$12,177	$357.65	+$500.00 → GIFCX
3	$14,205	$640.43	$13,398	$368.47	+$807.00 → GIFCX
4	$15,870	$670.67	$14,715	$378.89	+$1.2K → GIFCX
5	$17,682	$700.26	$16,134	$388.90	+$1.5K → GIFCX
6	$19,648	$729.14	$17,662	$398.51	+$2.0K → GIFCX
7	$21,781	$757.24	$19,306	$407.71	+$2.5K → GIFCX
8	$24,090	$784.51	$21,074	$416.50	+$3.0K → GIFCX
9	$26,587	$810.92	$22,974	$424.90	+$3.6K → GIFCX
10	$29,285	$836.43	$25,015	$432.91	+$4.3K → GIFCX

GIFCX vs DVY: Complete Analysis 2026

GIFCX — Stock

The investment seeks to provide a high level of current income while maximizing total return. The fund normally invests at least 80% of its assets (net assets, plus the amount of any borrowings for investment purposes) in floating rate senior secured syndicated bank loans, floating rate revolving credit facilities, floating rate unsecured loans, floating rate asset backed securities, other floating rate bonds, loans, notes and other securities, fixed income instruments, and derivative instruments that provide exposure to floating rate or variable rate loans, obligations or other securities.

Full GIFCX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.