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GIFIX vs VYM: Dividend Comparison 2026

GIFIX yields 7.33% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GIFIX wins by $4.7K in total portfolio value
10 years
GIFIX
GIFIX
● Live price
7.33%
Share price
$22.96
Annual div
$1.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.5K
Annual income
$1,166.73
Full GIFIX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — GIFIX vs VYM

📍 GIFIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGIFIXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GIFIX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GIFIX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GIFIX
Annual income on $10K today (after 15% tax)
$622.98/yr
After 10yr DRIP, annual income (after tax)
$991.72/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, GIFIX beats the other by $759.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GIFIX + VYM for your $10,000?

GIFIX: 50%VYM: 50%
100% VYM50/50100% GIFIX
Portfolio after 10yr
$30.1K
Annual income
$719.84/yr
Blended yield
2.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GIFIX buys
0
VYM buys
0
No recent congressional trades found for GIFIX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGIFIXVYM
Forward yield7.33%2.37%
Annual dividend / share$1.68$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.5K$27.8K
Annual income after 10y$1,166.73$272.94
Total dividends collected$9.5K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GIFIX vs VYM ($10,000, DRIP)

YearGIFIX PortfolioGIFIX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,433$732.92$11,147$237.17+$286.00GIFIX
2$13,016$783.12$12,404$242.33+$612.00GIFIX
3$14,761$833.25$13,780$247.16+$981.00GIFIX
4$16,677$883.10$15,285$251.67+$1.4KGIFIX
5$18,777$932.48$16,932$255.88+$1.8KGIFIX
6$21,073$981.21$18,733$259.81+$2.3KGIFIX
7$23,577$1,029.13$20,701$263.46+$2.9KGIFIX
8$26,303$1,076.10$22,852$266.86+$3.5KGIFIX
9$29,266$1,122.01$25,201$270.01+$4.1KGIFIX
10$32,482$1,166.73$27,768$272.94+$4.7KGIFIX

GIFIX vs VYM: Complete Analysis 2026

GIFIXStock

The investment seeks to provide a high level of current income while maximizing total return. The fund normally invests at least 80% of its assets (net assets, plus the amount of any borrowings for investment purposes) in floating rate senior secured syndicated bank loans, floating rate revolving credit facilities, floating rate unsecured loans, floating rate asset backed securities, other floating rate bonds, loans, notes and other securities, fixed income instruments, and derivative instruments that provide exposure to floating rate or variable rate loans, obligations or other securities.

Full GIFIX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.