Is GIGB or SCHD a better dividend investment in 2026?

GIGB currently yields 4.72% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: GIGB offers higher current income.

What is the dividend yield difference between GIGB and SCHD?

GIGB has a forward dividend yield of 4.72% ($2.15/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1.26 percentage points.

Home › Compare › GIGB vs SCHD

GIGB vs SCHD: Dividend Comparison 2026

GIGB yields 4.72% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $1.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GIGB

● Live price

4.72%

Share price

$45.58

Annual div

$2.15

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.3K

Annual income

$639.06

Full GIGB calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — GIGB vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GIGB	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GIGB + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GIGB pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GIGB

Annual income on $10K today (after 15% tax)

$401.44/yr

After 10yr DRIP, annual income (after tax)

$543.20/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, GIGB beats the other by $181.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GIGB + SCHD for your $10,000?

GIGB: 50%SCHD: 50%

100% SCHD50/50100% GIGB

Portfolio after 10yr

$28.1K

Annual income

$532.50/yr

Blended yield

1.89%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GIGB buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$GIGB	▲ Buy	$1,001 - $15,000	2026-02-06
John Boozman	🏛 Senate	$GIGB	▲ Buy	$1,001 - $15,000	2026-01-23
John Boozman	🏛 Senate	$GIGB	▲ Buy	$1,001 - $15,000	2026-01-23
John Boozman	🏛 Senate	$GIGB	▲ Buy	$1,001 - $15,000	2025-11-21
John Boozman	🏛 Senate	$GIGB	▲ Buy	$1,001 - $15,000	2025-11-21
John Boozman	🏛 Senate	$GIGB	▼ Sell	$1,001 - $15,000	2025-09-16
John Boozman	🏛 Senate	$GIGB	▼ Sell	$1,001 - $15,000	2025-09-16
John Boozman	🏛 Senate	$GIGB	▼ Sell	$1,001 - $15,000	2025-08-01
John Boozman	🏛 Senate	$GIGB	▼ Sell	$1,001 - $15,000	2025-08-01
John Boozman	🏛 Senate	$GIGB	▲ Buy	$1,001 - $15,000	2025-07-08

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGIGBSCHD

Forward yield	4.72% ✓	3.46%
Annual dividend / share	$2.15 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.3K	$29.0K ✓
Annual income after 10y	$639.06 ✓	$425.95
Total dividends collected	$5.6K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GIGB vs SCHD ($10,000, DRIP)

Year	GIGB Portfolio	GIGB Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,172	$472.28	$11,226	$346.36	$54.00 → SCHD
2	$12,447	$493.13	$12,572	$357.38	$125.00 → SCHD
3	$13,832	$513.47	$14,046	$367.84	$214.00 → SCHD
4	$15,334	$533.27	$15,660	$377.73	$326.00 → SCHD
5	$16,960	$552.48	$17,425	$387.07	$465.00 → SCHD
6	$18,718	$571.09	$19,354	$395.86	$636.00 → SCHD
7	$20,617	$589.06	$21,461	$404.13	$844.00 → SCHD
8	$22,667	$606.38	$23,762	$411.89	$1.1K → SCHD
9	$24,877	$623.05	$26,272	$419.15	$1.4K → SCHD
10	$27,257	$639.06	$29,010	$425.95	$1.8K → SCHD

GIGB vs SCHD: Complete Analysis 2026

GIGB — Stock

Seeks to track performance of the FTSE Goldman Sachs Investment Grade Corporate Bond Index

Full GIGB Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.