Is GII or SCHD a better dividend investment in 2026?

GII currently yields 2.92% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between GII and SCHD?

GII has a forward dividend yield of 2.92% ($2.21/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 0.54 percentage points.

Home › Compare › GII vs SCHD

GII vs SCHD: Dividend Comparison 2026

GII yields 2.92% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GII

● Live price

2.92%

Share price

$75.56

Annual div

$2.21

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.1K

Annual income

$353.06

Full GII calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — GII vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GII	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GII + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GII pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GII

Annual income on $10K today (after 15% tax)

$248.55/yr

After 10yr DRIP, annual income (after tax)

$300.10/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $61.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GII + SCHD for your $10,000?

GII: 50%SCHD: 50%

100% SCHD50/50100% GII

Portfolio after 10yr

$26.6K

Annual income

$389.50/yr

Blended yield

1.47%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GII buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGIISCHD

Forward yield	2.92%	3.46% ✓
Annual dividend / share	$2.21 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.1K	$29.0K ✓
Annual income after 10y	$353.06	$425.95 ✓
Total dividends collected	$3.2K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GII vs SCHD ($10,000, DRIP)

Year	GII Portfolio	GII Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,992	$292.41	$11,226	$346.36	$234.00 → SCHD
2	$12,062	$300.40	$12,572	$357.38	$510.00 → SCHD
3	$13,215	$308.07	$14,046	$367.84	$831.00 → SCHD
4	$14,455	$315.43	$15,660	$377.73	$1.2K → SCHD
5	$15,790	$322.46	$17,425	$387.07	$1.6K → SCHD
6	$17,224	$329.19	$19,354	$395.86	$2.1K → SCHD
7	$18,765	$335.60	$21,461	$404.13	$2.7K → SCHD
8	$20,421	$341.71	$23,762	$411.89	$3.3K → SCHD
9	$22,197	$347.53	$26,272	$419.15	$4.1K → SCHD
10	$24,104	$353.06	$29,010	$425.95	$4.9K → SCHD

GII vs SCHD: Complete Analysis 2026

GII — Stock

The State Street SPDR S&P Global Infrastructure ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Global Infrastructure Index (the "Index")Seeks to provide exposure to the 75 largest infrastructure-related stocks based on float-adjusted market cap and liquidityIndex is diversified across transportation, utilities, and energy infrastructure sub-industries

Full GII Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.