Is GIM or RYLD a better dividend investment in 2026?

GIM currently yields 9.23% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between GIM and RYLD?

GIM has a forward dividend yield of 9.23% ($0.35/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 2.91 percentage points.

Home › Compare › GIM vs RYLD

GIM vs RYLD: Dividend Comparison 2026

GIM yields 9.23% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GIM wins by $799.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GIM

● Live price

9.23%

Share price

$3.79

Annual div

$0.35

5Y div CAGR

38.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$843.9K

Annual income

$462,105.07

Full GIM calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — GIM vs RYLD

📍 GIM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GIM	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GIM + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GIM pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GIM

Annual income on $10K today (after 15% tax)

$784.96/yr

After 10yr DRIP, annual income (after tax)

$392,789.31/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, GIM beats the other by $390,590.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GIM + RYLD for your $10,000?

GIM: 50%RYLD: 50%

100% RYLD50/50100% GIM

Portfolio after 10yr

$444.2K

Annual income

$232,346.21/yr

Blended yield

52.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GIM buys

RYLD buys

No recent congressional trades found for GIM or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGIMRYLD

Forward yield	9.23%	12.14% ✓
Annual dividend / share	$0.35	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	38.4% ✓	0%
Portfolio after 10y	$843.9K ✓	$44.5K
Annual income after 10y	$462,105.07 ✓	$2,587.35
Total dividends collected	$778.1K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GIM vs RYLD ($10,000, DRIP)

Year	GIM Portfolio	GIM Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,978	$1,278.10	$11,914	$1,213.65	+$64.00 → GIM
2	$14,797	$1,980.18	$14,099	$1,351.30	+$698.00 → GIM
3	$18,997	$3,164.00	$16,580	$1,494.55	+$2.4K → GIM
4	$25,580	$5,254.07	$19,384	$1,642.61	+$6.2K → GIM
5	$36,522	$9,151.25	$22,535	$1,794.70	+$14.0K → GIM
6	$55,979	$16,899.88	$26,063	$1,950.00	+$29.9K → GIM
7	$93,402	$33,504.36	$29,995	$2,107.69	+$63.4K → GIM
8	$172,247	$72,307.79	$34,361	$2,266.99	+$137.9K → GIM
9	$356,784	$172,478.96	$39,194	$2,427.12	+$317.6K → GIM
10	$843,864	$462,105.07	$44,525	$2,587.35	+$799.3K → GIM

GIM vs RYLD: Complete Analysis 2026

GIM — Stock

Templeton Global Income Fund is a closed-ended fixed income mutual fund launched by Franklin Resources, Inc. It is managed by Franklin Advisers, Inc. The fund invests in fixed income markets across the globe. It primarily invests in government bonds. The fund is actively managed. It benchmarks the performance of its portfolio against the J.P. Morgan Global Government Bond Index. Templeton Global Income Fund was formed on March 17, 1988 and is domiciled in the United States.

Full GIM Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.