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GIOAX vs SCHD: Dividend Comparison 2026

GIOAX yields 5.70% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GIOAX wins by $113.00 in total portfolio value
10 years
GIOAX
GIOAX
● Live price
5.70%
Share price
$24.45
Annual div
$1.39
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.1K
Annual income
$820.29
Full GIOAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — GIOAX vs SCHD

📍 GIOAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGIOAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GIOAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GIOAX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GIOAX
Annual income on $10K today (after 15% tax)
$484.61/yr
After 10yr DRIP, annual income (after tax)
$697.25/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, GIOAX beats the other by $335.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GIOAX + SCHD for your $10,000?

GIOAX: 50%SCHD: 50%
100% SCHD50/50100% GIOAX
Portfolio after 10yr
$29.1K
Annual income
$623.11/yr
Blended yield
2.14%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GIOAX buys
0
SCHD buys
0
No recent congressional trades found for GIOAX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGIOAXSCHD
Forward yield5.70%3.46%
Annual dividend / share$1.39$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.1K$29.0K
Annual income after 10y$820.29$425.95
Total dividends collected$7.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GIOAX vs SCHD ($10,000, DRIP)

YearGIOAX PortfolioGIOAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,270$570.13$11,226$346.36+$44.00GIOAX
2$12,660$600.51$12,572$357.38+$88.00GIOAX
3$14,176$630.42$14,046$367.84+$130.00GIOAX
4$15,828$659.76$15,660$377.73+$168.00GIOAX
5$17,625$688.45$17,425$387.07+$200.00GIOAX
6$19,575$716.44$19,354$395.86+$221.00GIOAX
7$21,689$743.66$21,461$404.13+$228.00GIOAX
8$23,977$770.06$23,762$411.89+$215.00GIOAX
9$26,451$795.61$26,272$419.15+$179.00GIOAX
10$29,123$820.29$29,010$425.95+$113.00GIOAX

GIOAX vs SCHD: Complete Analysis 2026

GIOAXStock

The investment seeks to provide total return, comprised of current income and capital appreciation. The fund invests in a wide range of fixed-income and other debt and equity securities selected from a variety of sectors and credit qualities, principally corporate bonds, syndicated bank loans and other direct lending opportunities, participations in and assignments of syndicated bank loans, asset-backed securities, U.S. government and agency securities, sovereign debt securities, Eurodollar bonds and obligations, mezzanine and preferred securities, commercial paper, zero-coupon bonds, municipal securities, etc.

Full GIOAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.