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GLAD vs DFS: Dividend Comparison 2026

GLAD yields 11.59% · DFS yields 1.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GLAD wins by $28.03M in total portfolio value
10 years
GLAD
GLAD
● Live price
11.59%
Share price
$17.17
Annual div
$1.99
5Y div CAGR
53.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.41M
Annual income
$22,915,669.42
Full GLAD calculator →
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →

Portfolio growth — GLAD vs DFS

📍 GLAD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGLADDFS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GLAD + DFS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GLAD pays
DFS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GLAD
Annual income on $10K today (after 15% tax)
$985.15/yr
After 10yr DRIP, annual income (after tax)
$19,478,319.01/yr
DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
At 15% tax rate, GLAD beats the other by $19,278,358.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GLAD + DFS for your $10,000?

GLAD: 50%DFS: 50%
100% DFS50/50100% GLAD
Portfolio after 10yr
$14.40M
Annual income
$11,575,458.29/yr
Blended yield
80.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

GLAD
Analyst Ratings
2
Buy
8
Hold
4
Sell
Consensus: Hold
Price Target
$21.67
+26.2% upside vs current
Range: $21.00 — $22.00
Altman Z
0.5
Piotroski
2/9
DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GLAD buys
0
DFS buys
6
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Michael McCaul🏢 House$DFS▼ Sell$1,001 - $15,0002024-11-19
John James🏢 House$DFS▼ Sell$1,001 - $15,0002024-09-04
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002024-08-26
Scott Mr Franklin🏢 House$DFS▼ Sell$50,001 - $100,0002024-08-06
Scott Mr Franklin🏢 House$DFS▼ Sell$1,001 - $15,0002024-08-01
John James🏢 House$DFS▲ Buy$1,001 - $15,0002024-07-18
Michael McCaul🏢 House$DFS▲ Buy$15,001 - $50,0002024-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGLADDFS
Forward yield11.59%1.40%
Annual dividend / share$1.99$2.80
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53.1%71.5%
Portfolio after 10y$28.41M$385.5K
Annual income after 10y$22,915,669.42$235,247.16
Total dividends collected$27.91M$350.7K
Payment frequencyquarterlyquarterly
SectorBDCFinancials
Analyst consensusHoldBuy
Analyst price target$21.67$142.26

Year-by-year: GLAD vs DFS ($10,000, DRIP)

YearGLAD PortfolioGLAD Income/yrDFS PortfolioDFS Income/yrGap
1← crossover$12,474$1,774.43$10,940$240.04+$1.5KGLAD
2$16,515$3,167.16$12,127$420.90+$4.4KGLAD
3$23,670$5,999.49$13,723$747.81+$9.9KGLAD
4$37,631$12,303.72$16,040$1,356.40+$21.6KGLAD
5$68,253$27,987.81$19,704$2,541.10+$48.5KGLAD
6$145,664$72,633.39$26,087$5,003.21+$119.6KGLAD
7$377,659$221,798.58$38,530$10,616.67+$339.1KGLAD
8$1,226,902$822,806.66$66,360$25,132.82+$1.16MGLAD
9$5,137,500$3,824,715.27$140,384$69,379.29+$5.00MGLAD
10$28,412,795$22,915,669.42$385,458$235,247.16+$28.03MGLAD

GLAD vs DFS: Complete Analysis 2026

GLADBDC

Gladstone Capital Corporation is a business development company specializing in lower middle market, growth capital, add on acquisitions, change of control, buy & build strategies, debt refinancing, debt investments in senior term loans, revolving loans, secured first and second lien term loans, senior subordinated loans, unitranche loans, junior subordinated loans, and mezzanine loans and equity investments in the form of common stock, preferred stock, limited liability company interests, or warrants. It operates as a business development company. The fund also makes private equity investments in acquisitions, buyouts and recapitalizations, and refinancing existing debts. It targets small and medium-sized companies in United States. It is industry agnostic and seeks to invest in companies engaged in the business services, light and specialty manufacturing, niche industrial products and services, specialty consumer products and services, energy services, transportation and logistics, healthcare and education services, specialty chemicals, media and communications and aerospace and defense. The fund seeks to invest between $7 million and $30 million in companies that have between $20 million and $150 million in sales and EBITDA between $3 million and $25 million. It prefers to acquire minority stakes. It seeks to exit its investments through strategic acquisitions by other industry participants or financial buyers, initial public offerings of common stock, or other capital market transactions.

Full GLAD Calculator →

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.