Is GLDNX or XYLD a better dividend investment in 2026?

GLDNX currently yields 21.71% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: GLDNX offers higher current income.

What is the dividend yield difference between GLDNX and XYLD?

GLDNX has a forward dividend yield of 21.71% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.73 percentage points.

Home › Compare › GLDNX vs XYLD

GLDNX vs XYLD: Dividend Comparison 2026

GLDNX yields 21.71% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GLDNX wins by $55.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GLDNX

● Live price

21.71%

Share price

$9.21

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$81.1K

Annual income

$8,059.73

Full GLDNX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — GLDNX vs XYLD

📍 GLDNX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GLDNX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GLDNX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

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Dec

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GLDNX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GLDNX

Annual income on $10K today (after 15% tax)

$1,845.74/yr

After 10yr DRIP, annual income (after tax)

$6,850.77/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, GLDNX beats the other by $4,114.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GLDNX + XYLD for your $10,000?

GLDNX: 50%XYLD: 50%

100% XYLD50/50100% GLDNX

Portfolio after 10yr

$53.2K

Annual income

$5,639.37/yr

Blended yield

10.60%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GLDNX buys

XYLD buys

No recent congressional trades found for GLDNX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGLDNXXYLD

Forward yield	21.71% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$81.1K ✓	$25.3K
Annual income after 10y	$8,059.73 ✓	$3,219.02
Total dividends collected	$48.0K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: GLDNX vs XYLD ($10,000, DRIP)

Year	GLDNX Portfolio	GLDNX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,871	$2,171.46	$10,818	$1,098.39	+$2.1K → GLDNX
2	$16,385	$2,612.13	$11,738	$1,222.51	+$4.6K → GLDNX
3	$20,639	$3,107.56	$12,774	$1,364.64	+$7.9K → GLDNX
4	$25,742	$3,658.39	$13,944	$1,527.86	+$11.8K → GLDNX
5	$31,809	$4,264.44	$15,270	$1,715.87	+$16.5K → GLDNX
6	$38,960	$4,924.67	$16,775	$1,933.09	+$22.2K → GLDNX
7	$47,324	$5,637.24	$18,490	$2,184.87	+$28.8K → GLDNX
8	$57,037	$6,399.55	$20,450	$2,477.63	+$36.6K → GLDNX
9	$68,237	$7,208.33	$22,697	$2,819.19	+$45.5K → GLDNX
10	$81,074	$8,059.73	$25,280	$3,219.02	+$55.8K → GLDNX

GLDNX vs XYLD: Complete Analysis 2026

GLDNX — Stock

Under normal market conditions, the fund invests at least 80% of its net assets (plus any borrowings for investment purposes) in equity securities including common and preferred stocks and convertible securities. Typically, it invests at least 80% of its assets in common stocks issued by large-capitalization companies, although it is currently anticipated that the fund normally will invest at least 95% of its net assets in these companies.

Full GLDNX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.