Is GLDX or SCHD a better dividend investment in 2026?

GLDX currently yields 37.32% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: GLDX offers higher current income.

What is the dividend yield difference between GLDX and SCHD?

GLDX has a forward dividend yield of 37.32% ($9.52/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 33.86 percentage points.

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GLDX vs SCHD: Dividend Comparison 2026

GLDX yields 37.32% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GLDX wins by $171.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GLDX

● Live price

37.32%

Share price

$25.51

Annual div

$9.52

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$200.2K

Annual income

$31,923.00

Full GLDX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — GLDX vs SCHD

📍 GLDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GLDX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GLDX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GLDX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GLDX

Annual income on $10K today (after 15% tax)

$3,172.43/yr

After 10yr DRIP, annual income (after tax)

$27,134.55/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, GLDX beats the other by $26,772.49/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GLDX + SCHD for your $10,000?

GLDX: 50%SCHD: 50%

100% SCHD50/50100% GLDX

Portfolio after 10yr

$114.6K

Annual income

$16,174.47/yr

Blended yield

14.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GLDX buys

SCHD buys

No recent congressional trades found for GLDX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGLDXSCHD

Forward yield	37.32% ✓	3.46%
Annual dividend / share	$9.52 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$200.2K ✓	$29.0K
Annual income after 10y	$31,923.00 ✓	$425.95
Total dividends collected	$147.5K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GLDX vs SCHD ($10,000, DRIP)

Year	GLDX Portfolio	GLDX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$14,432	$3,732.27	$11,226	$346.36	+$3.2K → GLDX
2	$20,477	$5,034.12	$12,572	$357.38	+$7.9K → GLDX
3	$28,585	$6,675.20	$14,046	$367.84	+$14.5K → GLDX
4	$39,295	$8,708.90	$15,660	$377.73	+$23.6K → GLDX
5	$53,234	$11,188.61	$17,425	$387.07	+$35.8K → GLDX
6	$71,127	$14,165.97	$19,354	$395.86	+$51.8K → GLDX
7	$93,795	$17,689.00	$21,461	$404.13	+$72.3K → GLDX
8	$122,161	$21,800.40	$23,762	$411.89	+$98.4K → GLDX
9	$157,248	$26,535.92	$26,272	$419.15	+$131.0K → GLDX
10	$200,178	$31,923.00	$29,010	$425.95	+$171.2K → GLDX

GLDX vs SCHD: Complete Analysis 2026

GLDX — Stock

The fund adviser seeks to achieve its investment objective by maintaining substantial economic exposure to the performance of the physical gold and gold futures markets (the “Gold Markets”). The fund will only invest in COMEX Gold Warrants and gold futures through the subsidiary. The fund is non-diversified.

Full GLDX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.