Is GMDFX or CL a better dividend investment in 2026?

GMDFX currently yields 6.20% with a 5% 5-year dividend growth rate. CL yields 4.00% with 5% growth. The better choice depends on your goal: GMDFX offers higher current income.

What is the dividend yield difference between GMDFX and CL?

GMDFX has a forward dividend yield of 6.20% ($1.42/share annually). CL yields 4.00% ($2.00/share annually). The yield gap is 2.20 percentage points.

Home › Compare › GMDFX vs CL

GMDFX vs CL: Dividend Comparison 2026

GMDFX yields 6.20% · CL yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GMDFX wins by $2.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GMDFX

● Live price

6.20%

Share price

$22.99

Annual div

$1.42

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.1K

Annual income

$919.61

Full GMDFX calculator →

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full CL calculator →

Portfolio growth — GMDFX vs CL

📍 GMDFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GMDFX	CL
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GMDFX + CL cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GMDFX pays

CL pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GMDFX

Annual income on $10K today (after 15% tax)

$526.75/yr

After 10yr DRIP, annual income (after tax)

$781.67/yr

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, GMDFX beats the other by $17.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GMDFX + CL for your $10,000?

GMDFX: 50%CL: 50%

100% CL50/50100% GMDFX

Portfolio after 10yr

$29.1K

Annual income

$909.40/yr

Blended yield

3.13%

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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

GMDFX

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$92.45

+84.9% upside vs current

Range: $85.00 — $100.00

Altman Z

4.5

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GMDFX buys

CL buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$CL	▼ Sell	$1,001 - $15,000	2025-10-09
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-07
Rick Larsen	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-06
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-29
Julie Johnson	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-25
Lisa McClain	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-11
Tim Moore	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-10
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-09-05
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-26
Lisa McClain	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-13

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGMDFXCL

Forward yield	6.20% ✓	4.00%
Annual dividend / share	$1.42	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$30.1K ✓	$28.0K
Annual income after 10y	$919.61 ✓	$899.19
Total dividends collected	$7.7K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: GMDFX vs CL ($10,000, DRIP)

Year	GMDFX Portfolio	GMDFX Income/yr	CL Portfolio	CL Income/yr	Gap
1← crossover	$11,320	$619.70	$11,120	$420.00	+$200.00 → GMDFX
2	$12,768	$655.60	$12,357	$458.31	+$411.00 → GMDFX
3	$14,352	$691.08	$13,721	$499.76	+$631.00 → GMDFX
4	$16,083	$726.04	$15,227	$544.58	+$856.00 → GMDFX
5	$17,969	$760.37	$16,885	$593.02	+$1.1K → GMDFX
6	$20,021	$793.96	$18,713	$645.34	+$1.3K → GMDFX
7	$22,249	$826.75	$20,724	$701.81	+$1.5K → GMDFX
8	$24,666	$858.65	$22,938	$762.73	+$1.7K → GMDFX
9	$27,282	$889.62	$25,372	$828.41	+$1.9K → GMDFX
10	$30,111	$919.61	$28,047	$899.19	+$2.1K → GMDFX

GMDFX vs CL: Complete Analysis 2026

GMDFX — Stock

The fund invests primarily in non-local currency denominated debt ("external debt") of emerging market sovereign and quasi-sovereign issuers. Under normal circumstances, it invests directly and indirectly at least 80% of its assets in debt investments tied economically to emerging countries.

Full GMDFX Calculator →

CL — Consumer Staples

CL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CL shares.

Full CL Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.