Is GMDZX or HDV a better dividend investment in 2026?

GMDZX currently yields 4.21% with a 5% 5-year dividend growth rate. HDV yields 2.91% with 4.8% growth. The better choice depends on your goal: GMDZX offers higher current income.

What is the dividend yield difference between GMDZX and HDV?

GMDZX has a forward dividend yield of 4.21% ($0.54/share annually). HDV yields 2.91% ($3.96/share annually). The yield gap is 1.30 percentage points.

Home › Compare › GMDZX vs HDV

GMDZX vs HDV: Dividend Comparison 2026

GMDZX yields 4.21% · HDV yields 2.91%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GMDZX wins by $2.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GMDZX

● Live price

4.21%

Share price

$12.72

Annual div

$0.54

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$551.78

Full GMDZX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.91%

Share price

$136.02

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$350.81

Full HDV calculator →

Portfolio growth — GMDZX vs HDV

📍 GMDZX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GMDZX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GMDZX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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GMDZX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GMDZX

Annual income on $10K today (after 15% tax)

$357.98/yr

After 10yr DRIP, annual income (after tax)

$469.01/yr

HDV

Annual income on $10K today (after 15% tax)

$247.38/yr

After 10yr DRIP, annual income (after tax)

$298.19/yr

At 15% tax rate, GMDZX beats the other by $170.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GMDZX + HDV for your $10,000?

GMDZX: 50%HDV: 50%

100% HDV50/50100% GMDZX

Portfolio after 10yr

$25.3K

Annual income

$451.29/yr

Blended yield

1.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GMDZX buys

HDV buys

No recent congressional trades found for GMDZX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGMDZXHDV

Forward yield	4.21% ✓	2.91%
Annual dividend / share	$0.54	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.3K ✓	$24.3K
Annual income after 10y	$551.78 ✓	$350.81
Total dividends collected	$4.9K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GMDZX vs HDV ($10,000, DRIP)

Year	GMDZX Portfolio	GMDZX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,121	$421.15	$11,001	$291.03	+$120.00 → GMDZX
2	$12,337	$437.72	$12,081	$298.94	+$256.00 → GMDZX
3	$13,655	$453.83	$13,245	$306.53	+$410.00 → GMDZX
4	$15,080	$469.43	$14,500	$313.79	+$580.00 → GMDZX
5	$16,620	$484.51	$15,850	$320.73	+$770.00 → GMDZX
6	$18,283	$499.06	$17,302	$327.36	+$981.00 → GMDZX
7	$20,075	$513.06	$18,865	$333.67	+$1.2K → GMDZX
8	$22,007	$526.52	$20,544	$339.68	+$1.5K → GMDZX
9	$24,087	$539.42	$22,348	$345.39	+$1.7K → GMDZX
10	$26,325	$551.78	$24,285	$350.81	+$2.0K → GMDZX

GMDZX vs HDV: Complete Analysis 2026

GMDZX — Stock

The investment seeks maximum total return consistent with preservation of capital. The fund invests mainly (at least, and typically more than, 80% of its net assets, plus borrowings for investment purposes, if any) in investment grade fixed-income instruments. The fund's portfolio is diversified among a large number of companies across different industries and economic sectors. It may hold up to 20% of its assets in obligations denominated in currencies other than the U.S. dollar and may invest beyond this limit when considering U.S. dollar-denominated securities of foreign issuers.

Full GMDZX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.