Is GMIIX or SCHD a better dividend investment in 2026?

GMIIX currently yields 5.25% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: GMIIX offers higher current income.

What is the dividend yield difference between GMIIX and SCHD?

GMIIX has a forward dividend yield of 5.25% ($1.34/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1.79 percentage points.

Home › Compare › GMIIX vs SCHD

GMIIX vs SCHD: Dividend Comparison 2026

GMIIX yields 5.25% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $759.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

GMIIX

● Live price

5.25%

Share price

$25.49

Annual div

$1.34

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.3K

Annual income

$734.58

Full GMIIX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — GMIIX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GMIIX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, GMIIX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GMIIX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GMIIX

Annual income on $10K today (after 15% tax)

$446.38/yr

After 10yr DRIP, annual income (after tax)

$624.39/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, GMIIX beats the other by $262.34/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GMIIX + SCHD for your $10,000?

GMIIX: 50%SCHD: 50%

100% SCHD50/50100% GMIIX

Portfolio after 10yr

$28.6K

Annual income

$580.26/yr

Blended yield

2.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GMIIX buys

SCHD buys

No recent congressional trades found for GMIIX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGMIIXSCHD

Forward yield	5.25% ✓	3.46%
Annual dividend / share	$1.34 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.3K	$29.0K ✓
Annual income after 10y	$734.58 ✓	$425.95
Total dividends collected	$6.3K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GMIIX vs SCHD ($10,000, DRIP)

Year	GMIIX Portfolio	GMIIX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,225	$525.15	$11,226	$346.36	$1.00 → SCHD
2	$12,562	$550.92	$12,572	$357.38	$10.00 → SCHD
3	$14,017	$576.19	$14,046	$367.84	$29.00 → SCHD
4	$15,599	$600.89	$15,660	$377.73	$61.00 → SCHD
5	$17,316	$624.96	$17,425	$387.07	$109.00 → SCHD
6	$19,177	$648.36	$19,354	$395.86	$177.00 → SCHD
7	$21,190	$671.05	$21,461	$404.13	$271.00 → SCHD
8	$23,367	$693.00	$23,762	$411.89	$395.00 → SCHD
9	$25,716	$714.18	$26,272	$419.15	$556.00 → SCHD
10	$28,251	$734.58	$29,010	$425.95	$759.00 → SCHD

GMIIX vs SCHD: Complete Analysis 2026

GMIIX — Stock

Under normal circumstances, the fund invests directly and indirectly (e.g., through underlying funds or derivatives) at least 80% of its assets in securities of companies tied economically to Japan. It also may invest in GMO U.S. Treasury Fund, in money market funds unaffiliated with GMO, and directly in the types of investments typically held by money market funds.

Full GMIIX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this GMIIX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

GMIIX vs JEPI GMIIX vs O GMIIX vs KO GMIIX vs MAIN GMIIX vs VYM GMIIX vs DGRO GMIIX vs VIG GMIIX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.