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GMMF vs DVY: Dividend Comparison 2026

GMMF yields 3.74% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GMMF wins by $419.00 in total portfolio value
10 years
GMMF
GMMF
● Live price
3.74%
Share price
$100.41
Annual div
$3.75
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.5K
Annual income
$475.38
Full GMMF calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — GMMF vs DVY

📍 GMMF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGMMFDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GMMF + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GMMF pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GMMF
Annual income on $10K today (after 15% tax)
$317.78/yr
After 10yr DRIP, annual income (after tax)
$404.07/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, GMMF beats the other by $31.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GMMF + DVY for your $10,000?

GMMF: 50%DVY: 50%
100% DVY50/50100% GMMF
Portfolio after 10yr
$25.3K
Annual income
$456.58/yr
Blended yield
1.81%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GMMF buys
0
DVY buys
0
No recent congressional trades found for GMMF or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGMMFDVY
Forward yield3.74% ✓3.50%
Annual dividend / share$3.75$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.5K ✓$25.1K
Annual income after 10y$475.38 ✓$437.78
Total dividends collected$4.3K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GMMF vs DVY ($10,000, DRIP)

YearGMMF PortfolioGMMF Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,074$373.86$11,050$349.62+$24.00 → GMMF
2$12,236$386.92$12,184$361.04+$52.00 → GMMF
3$13,492$399.55$13,409$372.07+$83.00 → GMMF
4$14,848$411.75$14,730$382.68+$118.00 → GMMF
5$16,311$423.49$16,154$392.89+$157.00 → GMMF
6$17,888$434.78$17,688$402.69+$200.00 → GMMF
7$19,585$445.61$19,338$412.07+$247.00 → GMMF
8$21,412$455.99$21,113$421.04+$299.00 → GMMF
9$23,377$465.91$23,020$429.61+$357.00 → GMMF
10$25,489$475.38$25,070$437.78+$419.00 → GMMF

GMMF vs DVY: Complete Analysis 2026

GMMF — Stock

The iShares Government Money Market ETF seeks current income as is consistent with liquidity and stability of principal.

Full GMMF Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.