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GNAF vs SCHD: Dividend Comparison 2026

GNAF yields 15.72% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GNAF wins by $27.0K in total portfolio value
10 years
GNAF
GNAF
● Live price
15.72%
Share price
$12.72
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.0K
Annual income
$4,142.58
Full GNAF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — GNAF vs SCHD

📍 GNAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGNAFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GNAF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GNAF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GNAF
Annual income on $10K today (after 15% tax)
$1,336.48/yr
After 10yr DRIP, annual income (after tax)
$3,521.19/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, GNAF beats the other by $3,159.14/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of GNAF + SCHD for your $10,000?

GNAF: 50%SCHD: 50%
100% SCHD50/50100% GNAF
Portfolio after 10yr
$42.5K
Annual income
$2,284.26/yr
Blended yield
5.38%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GNAF buys
0
SCHD buys
0
No recent congressional trades found for GNAF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGNAFSCHD
Forward yield15.72%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$56.0K$29.0K
Annual income after 10y$4,142.58$425.95
Total dividends collected$27.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GNAF vs SCHD ($10,000, DRIP)

YearGNAF PortfolioGNAF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,272$1,572.33$11,226$346.36+$1.0KGNAF
2$14,935$1,803.37$12,572$357.38+$2.4KGNAF
3$18,031$2,051.04$14,046$367.84+$4.0KGNAF
4$21,608$2,314.29$15,660$377.73+$5.9KGNAF
5$25,712$2,591.89$17,425$387.07+$8.3KGNAF
6$30,394$2,882.45$19,354$395.86+$11.0KGNAF
7$35,707$3,184.45$21,461$404.13+$14.2KGNAF
8$41,702$3,496.26$23,762$411.89+$17.9KGNAF
9$48,438$3,816.21$26,272$419.15+$22.2KGNAF
10$55,971$4,142.58$29,010$425.95+$27.0KGNAF

GNAF vs SCHD: Complete Analysis 2026

GNAFStock

The investment seeks to reflect inverse exposure to the performance of the NYSE Fang+™ Index (the index) on a daily basis. The notes are senior unsecured medium-term notes issued by Bank of Montreal with a return linked to the inverse performance of the index, compounded daily, less a Daily Investor Fee, any negative Daily Interest and, if applicable, the Redemption Fee Amount. The index is an equal-dollar weighted index designed to represent a segment of the technology and consumer discretionary sectors consisting of highly-traded growth stocks of technology and tech-enabled companies.

Full GNAF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.