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GNMA vs DVY: Dividend Comparison 2026

GNMA yields 4.20% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GNMA wins by $1.2K in total portfolio value
10 years
GNMA
GNMA
● Live price
4.20%
Share price
$44.45
Annual div
$1.87
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.3K
Annual income
$549.50
Full GNMA calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — GNMA vs DVY

📍 GNMA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGNMADVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GNMA + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GNMA pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GNMA
Annual income on $10K today (after 15% tax)
$356.81/yr
After 10yr DRIP, annual income (after tax)
$467.08/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, GNMA beats the other by $94.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GNMA + DVY for your $10,000?

GNMA: 50%DVY: 50%
100% DVY50/50100% GNMA
Portfolio after 10yr
$25.7K
Annual income
$493.64/yr
Blended yield
1.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GNMA buys
0
DVY buys
0
No recent congressional trades found for GNMA or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGNMADVY
Forward yield4.20% ✓3.50%
Annual dividend / share$1.87$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.3K ✓$25.1K
Annual income after 10y$549.50 ✓$437.78
Total dividends collected$4.9K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GNMA vs DVY ($10,000, DRIP)

YearGNMA PortfolioGNMA Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,120$419.77$11,050$349.62+$70.00 → GNMA
2$12,334$436.24$12,184$361.04+$150.00 → GNMA
3$13,650$452.23$13,409$372.07+$241.00 → GNMA
4$15,073$467.73$14,730$382.68+$343.00 → GNMA
5$16,611$482.71$16,154$392.89+$457.00 → GNMA
6$18,271$497.16$17,688$402.69+$583.00 → GNMA
7$20,061$511.06$19,338$412.07+$723.00 → GNMA
8$21,990$524.42$21,113$421.04+$877.00 → GNMA
9$24,066$537.23$23,020$429.61+$1.0K → GNMA
10$26,300$549.50$25,070$437.78+$1.2K → GNMA

GNMA vs DVY: Complete Analysis 2026

GNMA — Stock

The iShares GNMA Bond ETF seeks to track the investment results of an index composed of mortgage-backed pass-through securities guaranteed by the Government National Mortgage Association ('GNMA' or 'Ginnie Mae').

Full GNMA Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.