HomeCompareGNRV vs MO

GNRV vs MO: Dividend Comparison 2026

GNRV yields 47.96% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GNRV wins by $274.3K in total portfolio value
10 years
GNRV
GNRV
● Live price
47.96%
Share price
$4.17
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$354.5K
Annual income
$69,481.25
Full GNRV calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — GNRV vs MO

📍 GNRV pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGNRVMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GNRV + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GNRV pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GNRV
Annual income on $10K today (after 15% tax)
$4,076.74/yr
After 10yr DRIP, annual income (after tax)
$59,059.06/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, GNRV beats the other by $33,423.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GNRV + MO for your $10,000?

GNRV: 50%MO: 50%
100% MO50/50100% GNRV
Portfolio after 10yr
$217.3K
Annual income
$49,820.20/yr
Blended yield
22.93%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

GNRV
No analyst data
Altman Z
0.2
Piotroski
6/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GNRV buys
0
MO buys
0
No recent congressional trades found for GNRV or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGNRVMO
Forward yield47.96%6.36%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$354.5K$80.1K
Annual income after 10y$69,481.25$30,159.17
Total dividends collected$280.0K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GNRV vs MO ($10,000, DRIP)

YearGNRV PortfolioGNRV Income/yrMO PortfolioMO Income/yrGap
1← crossover$15,496$4,796.16$10,570$780.30+$4.9KGNRV
2$23,527$6,945.99$11,381$1,032.90+$12.1KGNRV
3$35,030$9,855.78$12,535$1,392.73+$22.5KGNRV
4$51,196$13,714.41$14,193$1,920.91+$37.0KGNRV
5$73,512$18,732.47$16,618$2,723.68+$56.9KGNRV
6$103,796$25,138.22$20,263$3,993.80+$83.5KGNRV
7$144,234$33,172.11$25,936$6,098.36+$118.3KGNRV
8$197,411$43,079.99$35,166$9,775.01+$162.2KGNRV
9$266,335$55,105.38$51,026$16,597.78+$215.3KGNRV
10$354,459$69,481.25$80,113$30,159.17+$274.3KGNRV

GNRV vs MO: Complete Analysis 2026

GNRVStock

Grand River Commerce, Inc. operates as the bank holding company for Grand River Bank that provides various commercial and consumer banking products and services to businesses, professionals, and residents. The company operates through Commercial Real Estate, Commercial and Industrial, and Consumer segments. Its deposit products include interest and noninterest-bearing checking accounts, savings accounts, and time deposits, as well as offers residential lot, land, and construction financing services. The company's lending products comprise real estate mortgages, commercial, industrial, commercial term, home equity term, car, boat, motorcycle, and RV loans, as well as commercial and home equity lines of credit, and SBA lending products; and federal housing administration, rural development, bridge, physician, doctor, and dentist loans. In addition, it offers online banking, bill pay, mobile banking, and refinancing services, as well as debit and credit cards. The company serves customers in the communities of Grandville and Grand Rapids, as well as surrounding areas in Kent and Ottawa counties, Michigan. Grand River Commerce, Inc. was incorporated in 2006 and is based in Grandville, Michigan.

Full GNRV Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
📬

Get this GNRV vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

GNRV vs SCHDGNRV vs JEPIGNRV vs OGNRV vs KOGNRV vs MAINGNRV vs PMGNRV vs BTIGNRV vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.